Flat 1, 322 Regents Park Road, London, N3 2FH

UPRN:10093302215Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 1, 322 Regents Park Road, London, N3 2FH

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£680,000

£544k - £816kLow

Estimate

£680k

Range

£544k – £816k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

9.26%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 80/100. Investment score 81/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

81/ 100

High

Crime Score

37/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 72Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics28.3/40
gross yield 9.3%; range width penalty ×0.83; the estimate this rent rides on sits 49% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2700/mo (range 2450-2950)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin14/30
stressed cash flow +378/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
188 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £688/mo
Cash on cash: 7.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2700/mo (range 2450-2950)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 49% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12mo

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-2950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£680,000

Rent Estimate (pcm)£2,700

Gross Yield9.26%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£855,000 (2017-08-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N3 2FH

Approval Rate

-12mo

Development

low

26/4077/HSE
Single storey rear extension with 2no. rooflights. Addition of a new door to side elevation
Pending
26/4074/192
Demolition of existing pool house and covered area and erection of a new extended pool house with same pool size
Pending
26/4052/LIC
Installation of 1no. 0.3m dish. Development ancillary works thereto
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining238 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-08-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density8,641 /km²

Owner Occupied33%

Age Distribution

0-15 14%16-64 71%65+ 15%

View Area Profile

Schools Nearby

Pardes House Primary School
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
Pardes House Grammar School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Finchley and Acton Yochien School
0.2 mi
Good
St Mary's CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

322 Regents Park Road
-
£487k
-
322 Regents Park Road
-
£375k
-
322 Regents Park Road
-
£584k
-
322 Regents Park Road
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN