9 Young Lane, Harrietsham, Maidstone, ME17 1GT

UPRN:10093305109Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

9 Young Lane, Harrietsham, Maidstone, ME17 1GT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£390,000

£371k - £410kHigh

Estimate

£390k

Range

£371k – £410k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

6.49%

Verdict

Derived from HomePortfolio scores

9 Young Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 11Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +5.1% (HIGH), sold-comps +6.3%, £/sqft +6.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10093305109· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.9%· as of 13 Nov 2026
Rental economics11.3/40
gross yield 6.5%; range width penalty ×0.95
- valuation_snapshotsrent estimate 2000/mo (range 1850-2100)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -221/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
305 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£277,500£425,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£369,995

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £120,799
Net cash flow: £136/mo
Cash on cash: 1.3%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093305109Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.9%Valuation edge · as of 13 Nov 2026
valuation_snapshotsrent estimate 2000/mo (range 1850-2100)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1850-2100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£390,000

Rent Estimate (pcm)£2,000

Gross Yield6.49%

1y Growth+5.0%

3y Growth-2.1%

5y Growth+0.3%

10y Growth+2.6%

Last Sold Price£360,000 (2025-11-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME17 1GT

Approval Rate

-12mo

Development

low

26/503898/TPOA
Tree Preservation Order application: T1 to T5 - Fell and remove completely to allow the front boundary wall to be safely repaired, reinstated and protected from further damage, T6 - Fell and remove completely to allow the access to be widened, T7 - Fell and remove to facilitate the correct position of the bridleway/boundary works, T8 - Fell and remove completely to allow the boundary fence to be installed in its correct lawful position, T9 - Fell and remove or cut back as necessary to allow the works to proceed safely and to prevent obstruction or interference with the bridleway corridor, T10 - Fell and remove completely to allow the boundary fence to be installed in its correct lawful position and 4 dead trees along the northern boundary - Fell and remove completely.
Pending
26/504099/TPOA
TPO application to crown lift one Horse Chestnut (T1) to give 2.5m clearance above ground and crown reduce by 30% leaving a final height and spread of 9m (TPO 36 of 2002).
Pending
26/504043/FULL
Erection of garden room in rear garden, following demolition of historic garden room. (Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-11-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density-

Owner Occupied72%

Age Distribution

0-15 23%16-64 60%65+ 17%

View Area Profile

Schools Nearby

Harrietsham Church of England Primary School
0.5 mi
Good
Platts Heath Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Lenham School
1.5 mi
Good
Lenham Primary School
1.6 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Young Lane
-
£368k
-
9 Young Lane
-
£360k
-
32 Young Lane
-
£371k
-
38 Young Lane
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN