Netherstead, Earls Hall Road, Cockfield, Bury St. Edmunds, IP30 0JD

UPRN:10093344266Detached Bungalow5 bedsBuilt -

Tenure: -Council Tax: -EPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Netherstead, Earls Hall Road, Cockfield, Bury St. Edmunds, IP30 0JD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£874,000

£831k - £918kHigh

Estimate

£874k

Range

£831k – £918k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.02%

Verdict

Derived from HomePortfolio scores

Netherstead earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 4Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.4% (HIGH), sold-comps -19.7%, £/sqft -19.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10093344266· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 9.4%· as of 12 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.73
- valuation_snapshotsrent estimate 3000/mo (range 2650-3350)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,701/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
163 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£671,000£1,029,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,650-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£944/mo
Cash on cash: -3.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093344266Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 9.4%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3000/mo (range 2650-3350)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2650-3350)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£874,000

Rent Estimate (pcm)£3,000

Gross Yield4.02%

1y Growth-

3y Growth-1.3%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP30 0JD

Approval Rate

-12mo

Development

low

DC/26/03048
Development by a Statutory undertaker - Installation of 1 Cable on wall with all associated fixtures and fittings
Approved
DC/26/02484
Application for Listed Building Consent - Removal of cement render and replacement with lime render.
Approved
DC/25/02168
Householder application - Erection of single storey side extension
Approved

View Planning Timeline

Ownership

Corporate Ownership67.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,118

Population Density41 /km²

Owner Occupied75%

Age Distribution

0-15 13%16-64 54%65+ 33%

View Area Profile

Schools Nearby

Cockfield Church of England Primary School
0.9 mi
Inspected as Cockfield Church of England Voluntary Controlled Primary School (URN 124694) on 25 Feb 2020
Lavenham Community Primary School
2.7 mi
-
All Saints' Church of England Voluntary Controlled Primary School, Lawshall
2.7 mi
Outstanding
Old Buckenham Hall School
3.0 mi
Inspected by ISI

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Hay Barn Earls Hall Road
-
£460k
-
Flint Barn Earls Hall Road
-
£785k
-
Earls Hall Farmhouse Earls Hall Road
-
£950k
-
Barn 3 Earls Hall Farm
-
£265k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN