2 Carmelite Close, Northallerton, DL6 2FP

UPRN:10093404928Semi-Detached House3 bedsBuilt 2019

FreeholdCouncil Tax: Band CEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Carmelite Close, Northallerton, DL6 2FP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£258,000

£245k - £271kHigh

Estimate

£258k

Range

£245k – £271k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.90%

Verdict

Derived from HomePortfolio scores

2 Carmelite Close earns an INVESTIGATE rating with HP Score 64/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 2Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0.9/15
claims [AVM +9.9% (HIGH), sold-comps +1.1%, £/sqft +1.1%] → measured edge +0.18pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10093404928· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.9%· as of 7 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.78
- valuation_snapshotsrent estimate 950/mo (range 850-1050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -413/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 98 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
177 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£174,500£267,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£232,500

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £73,200
Net cash flow: -£127/mo
Cash on cash: -2.1%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093404928Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.9%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 950/mo (range 850-1050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 98 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£950

Gross Yield4.90%

1y Growth+57.1%

3y Growth-0.6%

5y Growth-0.4%

10y Growth+3.3%

Last Sold Price£229,995 (2022-01-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DL6 2FP

Approval Rate

-12mo

Development

low

26/06618/DISCON
Application to discharge Conditions 3 (Arboricultural Method Statement), 4 (Tree Protection Monitoring), 5 (Remediation Strategy), 8 (Construction Management Plan), 9 (Road Construction), 11 (Off-Site Highway Mitigation), 12 (Levels), 13 (External Materials), 19 (Construction Ecological Management Plan), 21 (Species Enhancement Management Plan), and 26 (Landscape and Ecological Management Plan), of planning application ref: HAMZB23/01033/FUL- Development of 46 no. dwellings with associated access, parking, amenity space, landscaping and infrastructure works.
Pending
26/06116/TPO
Concerns regarding the overall height of the trees. The roots are lifting the asphalt and pavers on the driveway given the trees proximity to the road and footpaths. Their preferred solution is that the trees are removed and are understanding that replacement planting will be required.
Pending
26/05512/DISCON
Application to discharge condition 7 (surface water) and 8 (Pump flow rate) of Application No: ZB25/01909/FUL - Demolition of existing building and erection of a 66 bedroom care home for the elderly (Use Class C2) with associated access, parking, landscaping and ancillary buildings.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-01-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density163 /km²

Owner Occupied66%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Oakbridge Church of England Primary School
0.1 mi
-
Hambleton/Richmondshire Pupil Referral Service
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Brompton Community Primary School
1.1 mi
Good
Applegarth Primary School
1.1 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Carmelite Close
-
£98k
-
30 Carmelite Close
-
£196k
-
5 Carmelite Close
-
£322k
-
21 Carmelite Close
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN