22 St Augustines Road, Wisbech, PE13 3AD

UPRN:10093406150Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

22 St Augustines Road, Wisbech, PE13 3AD

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£197,000

£187k - £207kHigh

Estimate

£197k

Range

£187k – £207k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

8.67%

Verdict

Derived from HomePortfolio scores

22 St Augustines Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

73/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 31Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 6 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +8.6% (HIGH), sold-comps +37.3%, £/sqft +37.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093406150· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.2%· as of 2 Nov 2026
Rental economics28.4/40
gross yield 8.7%; range width penalty ×0.97
- valuation_snapshotsrent estimate 1300/mo (range 1200-1350)· as of 9 Nov 2026· verify before relying on this
Stress margin5.1/30
stressed cash flow +66/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
345 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £153,000

£135,000£207,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £292/mo
Cash on cash: 6.2%
Score at this price: 51

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093406150Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.2%Valuation edge · as of 2 Nov 2026
valuation_snapshotsrent estimate 1300/mo (range 1200-1350)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1350)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £153,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£197,000

Rent Estimate (pcm)£1,300

Gross Yield8.67%

1y Growth-

3y Growth-0.8%

5y Growth+0.5%

10y Growth+3.6%

Last Sold Price£152,500 (2017-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE13 3AD

Approval Rate

-12mo

Development

low

F/YR26/0758/F
Erect a single storey extension to rear of existing dwelling, involving the demolition of existing conservatory
Pending
F/YR26/0744/LB
Internal alterations to a listed building to enable a change of use to form 1 x dwelling
Pending
F/YR26/0710/VOC
Variation of condition 04 (Parking) and 05 (list of approved plans) of planning application F/YR25/0743/F (Change of use of MOT and service centre to a self-storage facility (B8)) relating to blocking up of main entrance, blocking up staff office and store windows, new first floor window to front elevation, 2 new signs to front elevation, pv cells to roof and cladding/render added to external walls
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-11-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,125

Population Density-

Owner Occupied38%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Cambian Wisbech School
0.3 mi
Good
The Nene Infant & Nursery School
0.4 mi
Good
OA - Nene Valley
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Peckover Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 St Augustines Road
-
£173k
-
26 St Augustines Road
-
£155k
-
22 St Augustines Road
-
£153k
-
28 St Augustines Road
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN