Data freshness:●Price Paid· freshPrice Paid: fresh, refreshed 4d ago (2026-11-01T09:46:17.834978+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:48:02.934859+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T10:48:29.184199+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
82
/ 100
Strong
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£815,000
£734k - £897kMedium
Estimate
£815k
Range
£734k – £897k
Rent Estimate (pcm)
£3,050
£3k - £3k
Monthly
£3,050
Yield
7.32%
Verdict
Derived from HomePortfolio scores
101 Grand Tower earns an INVESTIGATE rating with HP Score 82/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Alterations to the existing flat roof to the rear elevation at upper ground floor level to include, repositioning existing metal balustrade to around part of the flat roof, and erection of new metal screening with integrated planting to both side elevations in connection with its use as a roof terrace.
Pending
P/2026/02623/TPO
Felling of 2no. Poplar trees (T1 and T5), subject to Tree Preservation Order: TPO/418/04/19; T1. Poplar fell to ground level, due to significant hollowing cavity on stem extending from stem base to 1.75m above ground level; T5. Poplar fell to ground level, due to significant area of decay on stem base extending from ground level to 0.5m above.
Pending
P/2026/02622/TPO
Pruning of 5no. Poplar trees (T1 - T5), subject to Tree Preservation Order: TPO/418/04/19; by re-pollarding back to previous points of reduction (7m in height and 4m in lateral spread).
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
30
Low confidence1 independent sourceLead to verifyListing checked 29 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 39% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +38.7% (MEDIUM), sold-comps +38.7%, £/sqft +38.7%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 10093416396· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 17%· as of 19 Oct 2026
Rental economics14.4/40
gross yield 7.3%; range width penalty ×0.77; the estimate this rent rides on sits 39% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3050/mo (range 2700-3350)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0.1/30
stressed cash flow +2/mo, +0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 29 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 29 Oct 2026
Risk & liquidity12.8/15
501 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£412,500£575,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£500,000
At the asking price
£3,050/mo
Evidenced range £2,700-£3,350
5.4%
75%
Cash required
£166,300
Net cash flow
£424/mo
Cash on cash
3.1%
Score at this price
30
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10093416396Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 17%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 3050/mo (range 2700-3350)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 39% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2700-3350)
Rental economics needs verification before you rely on it
sale estimate 39% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Stress margin · as of 29 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 29 Oct 2026