9 Cogent Crescent, Newbury, RG14 7WN

UPRN:10093422360Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£557,000

£529k - £585kHigh

Estimate

£557k

Range

£529k – £585k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

12.39%

Verdict

Derived from HomePortfolio scores

9 Cogent Crescent earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 6Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

4 live new-build plots advertised against one placeholder UPRN (£199,150-£307,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£213,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £1,950-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £66,960
Net cash flow: £804/mo
Cash on cash: 14.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.06 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£557,000

Rent Estimate (pcm)£2,200

Gross Yield12.39%

1y Growth-

3y Growth-1.8%

5y Growth+1.5%

10y Growth+1.9%

Last Sold Price£469,000 (2017-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RG14 7WN

Approval Rate

-12mo

Development

low

26/02046/COND
Application for approval of details reserved by condition 7 (Piling) of planning permission 14/03109/OUTMAJ
Pending
26/02033/FULMAJ
Redevelopment of land at Hambridge Road, Newbury, RG14 5TR comprising the demolition of the existing buildings and the construction of 5 new industrial & storage units over 2 buildings within Use Classes E(g)(iii), B2 and B8, with ancillary offices, car parking, service yard areas and associated landscape.
Pending
26/02006/COND
Application for approval of details reserved by condition 10 (samples of the materials) of planning permission 14/03109/OUTMAJ
Pending

View Planning Timeline