7 Centenary Lane, Wednesbury, WS10 7UD

UPRN:10093458081Mid Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£294,000

£279k - £309kHigh

Estimate

£294k

Range

£279k – £309k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

8.31%

Verdict

Derived from HomePortfolio scores

7 Centenary Lane earns an INVESTIGATE rating with HP Score 69/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

47/ 100

Elevated

Walkability

65/ 100

Moderate

Transit & Bike

Transit 59Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 5 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +11.6% (HIGH), sold-comps +7.8%, £/sqft +7.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10093458081· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%· as of 1 Nov 2026
Rental economics24.4/40
gross yield 8.3%; range width penalty ×0.92
- valuation_snapshotsrent estimate 1800/mo (range 1700-1950)· as of 13 Oct 2026· verify before relying on this
Stress margin5.3/30
stressed cash flow +96/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 39 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
264 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £214,500

£195,000£299,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,700-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £369/mo
Cash on cash: 5.4%
Score at this price: 47

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093458081Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1800/mo (range 1700-1950)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1700-1950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 39 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £214,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£294,000

Rent Estimate (pcm)£1,800

Gross Yield8.31%

1y Growth-17.4%

3y Growth+6.1%

5y Growth+5.5%

10y Growth+6.8%

Last Sold Price£200,000 (2020-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1WS10 7UD

Approval Rate

0%12mo

Development

low

26/1011
Change of use of the former public house and associated upper-floor accommodation (Sui Generis) to an eight-bedroom house in multiple occupation (Sui Generis) for a maximum of eight occupants, together with associated refuse/recycling and secure cycle-storage provision.
Pending
26/1013
Advertisement consent for 2no. internally illuminated fascia sign measuring 2.45m (H) by 8.7m (W), 2no. internally illuminated fascia sign measuring 1.9m (H) by 1.9 (W), 1no. vinyl sign measuring 2.88m (H) by 15.95m (W), 1no. ACM sign measuring 0.41m (H) by 2.32m (W), 1no. ACM panel measuring 0.54m (H) by 0.42m (W), 1no. ACM measuring 0.3m (H) by 0.3m (W), 1no. ACM sign measuring 0.425m (H) by 0.6m (W), 1no. vinyl sign measuring 1.7m (H) by 8.7m (W), 1no. vinyl sign measuring 0.71m (H) by 2.22m (W), 1no. vinyl sign measuring 2.88m (H) by 2.9m (W), 1no. vinyl sign measuring 1.8m (H) by 3.6m (W), 1no. acrylic sign measuring 0.3m (H) by 1.2m (W), 1no. aluminium and acrylic sign measuring 1.02m (H) by 1.99m (W), 1no. ACM sign measuring 1m (H) by 1.97m (W), 1no aluminium sign measuring 1.1m (H) by 1.39m (W), 1no. aluminium sign measuring 0.6m (H) by 1.2m (W), 1no. digitally printed laminate sign measuring 645m (H) by 645m (W), 1no. vinyl sign measuring 1.87m (H) by 1.45m (W).
Pending
26/0584
Full planning application for the demolition of 3 no. existing terrace dwellings and erection of a two and a-half storey residential building comprising 6 no. flats, provision of 8 no. parking spaces and 10 no. cycle spaces within a shed to the rear of the site and amenity space.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2020-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,112

Population Density5,804 /km²

Owner Occupied46%

Age Distribution

0-15 28%16-64 62%65+ 10%

View Area Profile

Schools Nearby

Old Church Church of England C Primary School
0.3 mi
Inspected as Old Church Church of England C Primary School (URN 104224) on 21 May 2024
Pinfold Street Primary School
0.3 mi
Good
Rowley View Nursery School
0.3 mi
Outstanding
Kings Hill Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

79 Centenary Lane
-
£270k
-
95 Centenary Lane
-
£192k
-
93 Centenary Lane
-
£274k
-
123 Centenary Lane
-
£253k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN