Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-12T04:00:11.272290+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:07:53.786011+00:00)●Ownership· freshOwnership: fresh, refreshed 3d ago (2026-11-10T17:49:36.793025+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 2d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 1mo agoCouncil Tax: ageing, refreshed 1mo ago (2026-10-10T14:22:23.671376+00:00)
HP Score
58
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£110,000
£105k - £116kHigh
Estimate
£110k
Range
£105k – £116k
Rent Estimate (pcm)
£750
£700 - £800
Monthly
£750
Yield
12.86%
Verdict
Derived from HomePortfolio scores
Flat 54 earns an INVESTIGATE rating with HP Score 58/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Three Lime Trees - Crown reduction of 8-10 metres and crown lifts to 5 metres.
Pending
26/1262
Resubmission of full planning application 23/0440 for four 1-bedroom flats and two 2-bedroom flats (planning use class C3 - residential dwellinghouses) to include 1st and 2nd floor extensions, rear dormer windows, balconies, roof-lights and frontglass walling with new glazed entrance doors. Removal of chimney. Ground floor to be used for retail (supermarket) (planning use class E(a) - display or detail sale of goods other than hot food).
Pending
26/1234
Prior approval for the installation of solar PV Roof Mounted System.
Low confidence0 independent sourcesLead to verifyListing checked 12 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 36% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +36.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 10093460709· as of 9 Nov 2026
Rental economics37.3/40
gross yield 12.9%; range width penalty ×0.93; the estimate this rent rides on sits 36% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 750/mo (range 700-800)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 36% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin16.8/30
stressed cash flow +126/mo, +17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 134 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
152 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £68,000
£56,000£80,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£70,000
At the asking price
£750/mo
Evidenced range £700-£800
5.4%
75%
Cash required
£22,300
Net cash flow
£283/mo
Cash on cash
15.2%
Score at this price
69
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.17 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10093460709Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 750/mo (range 700-800)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 36% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this