26 Skipper House, 130 Ber Street, Norwich, NR1 3EZ

UPRN:10093498978Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

26 Skipper House, 130 Ber Street, Norwich, NR1 3EZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£246,000

£234k - £258kHigh

Estimate

£246k

Range

£234k – £258k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

6.46%

Verdict

Derived from HomePortfolio scores

26 Skipper House earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 2Bike 85

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -5.7% (HIGH), sold-comps -46.9%, £/sqft -47.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093498978· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.4%· as of 9 Nov 2026
Rental economics11.5/40
gross yield 6.5%; range width penalty ×0.99
- valuation_snapshotsrent estimate 1400/mo (range 1300-1450)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -198/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 437 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.7/15
328 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£195,000£299,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £92/mo
Cash on cash: 1.3%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093498978Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.4%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1450)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1450)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£246,000

Rent Estimate (pcm)£1,400

Gross Yield6.46%

1y Growth-31.9%

3y Growth-1.5%

5y Growth+0.0%

10y Growth+2.2%

Last Sold Price£225,000 (2018-01-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR1 3EZ

Approval Rate

-12mo

Development

low

26/01093/F
Internal alterations at lower ground floor, ground floor, and upper floors including to public facing spaces and workspaces; internal and external alterations to Clocktower; repairs, alterations, and replacement of windows, rooflights, handrails, railings, metal work, facades, roof coverings; external alterations to terrace; installation of plant at roof level; installation of external lighting; and installation of roof to north lightwell to internalise the space alongside alterations to introduce new floor slab, balconies, and doors; and other associated works.
Pending
26/01094/L
Internal alterations at lower ground floor, ground floor, and upper floors including to public facing spaces and workspaces; internal and external alterations to Clocktower; repairs, alterations, and replacement of windows, rooflights, handrails, railings, metal work, facades, roof coverings; external alterations to terrace; installation of plant at roof level; installation of external lighting; and installation of roof to north lightwell to internalise the space alongside alterations to introduce new floor slab, balconies, and doors; and other associated works.
Pending
26/01082/TCA
Holly tree in front garden to be reduced in height and sides by around 2.5-3m To allow more light and away from highway/path. Also to remove as much ivy as possible. Height of tree 9m to be brought down to 6-7m.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.7%
Overseas OwnershipNo
Lease Term Remaining115 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-01-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,421

Population Density4,926 /km²

Owner Occupied26%

Age Distribution

0-15 10%16-64 74%65+ 16%

View Area Profile

Schools Nearby

Notre Dame High School, Norwich
0.1 mi
Good
The Free School Norwich
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Norwich Steiner School
0.4 mi
Good
Lakenham Primary School
0.4 mi
Good

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Skipper House, 130 Ber Street
-
£268k
-
Skipper House, 130 Ber Street
-
£56k
-
Skipper House, 130 Ber Street
-
£150k
-
Skipper House, 130 Ber Street
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN