11 Chapters, Park Lane, Norwich, NR2 3FA

UPRN:10093502564Flat/Maisonette1 bedsBuilt 2023

LeaseholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

11 Chapters, Park Lane, Norwich, NR2 3FA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£230,000

£207k - £253kMedium

Estimate

£230k

Range

£207k – £253k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

7.58%

Verdict

Derived from HomePortfolio scores

11 Chapters earns an INVESTIGATE rating with HP Score 86/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

71/ 100

High

Crime Score

6/ 100

Low

Walkability

86/ 100

Excellent

Transit & Bike

Transit 54Bike 76

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 17% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +17.4% (MEDIUM), sold-comps +46.9%, £/sqft +47.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10093502564· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 6.9%· as of 9 Nov 2026
Rental economics20.6/40
gross yield 7.6%; range width penalty ×1.00; the estimate this rent rides on sits 17% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1200/mo (range 1150-1250)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -50/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
345 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£142,500£218,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £190/mo
Cash on cash: 3.8%
Score at this price: 36

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093502564Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 6.9%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1200/mo (range 1150-1250)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1150-1250)
Rental economics needs verification before you rely on it
sale estimate 17% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£230,000

Rent Estimate (pcm)£1,200

Gross Yield7.58%

1y Growth-10.5%

3y Growth-0.1%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price£247,000 (2023-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR2 3FA

Approval Rate

-12mo

Development

low

26/01086/L
Remove concrete render plinth and blown plaster and replace the outside render with lime render and breathable paint and repair the internal plaster.
Pending
26/01061/TPO
T1 - Yew - Reduce from approximately 13 to 11.5m in height and from 11 to 8m in width as the tree is outgrowing the space; T2 - Lime - Remove dead top; T3 - Horse Chestnut - Reduce from approximately 22 to 18m in height and from 18 to 14m in width. Remove the over-extended branch on the east side at 5m above ground level. Raise the crown to 5m above the road and 4m above the drive. Remove dead branches and prune back the broken branch stubs. The tree recently shed a few large branches above the road. The work will reduce the chance of this happening again.
Pending
26/01063/L
Installation of 10no. Eurener MEPV 120 Half-Cut Black monocrystalline solar photovoltaic panels, each rated at 340Wp, providing a total installed generating capacity of 3.40kWp, on the shallow-pitched zinc roof of the modern rear dormer.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,421

Population Density-

Owner Occupied48%

Age Distribution

0-15 12%16-64 73%65+ 15%

View Area Profile

Schools Nearby

Avenue Junior School
0.1 mi
-
The Parkside School, Norwich
0.2 mi
-
Recreation Road Infant School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Red Balloon Educational Trust-Norfolk
0.3 mi
Good

2 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chapters Park Lane
-
£320k
-
Chapters Park Lane
-
£320k
-
Chapters Park Lane
-
£220k
-
Chapters Park Lane
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN