Swifts, Owls Green, Dennington, Woodbridge, IP13 8BY

UPRN:10093544085Detached House4 bedsBuilt 2024

FreeholdCouncil Tax: Band EEPC: A (96)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Swifts, Owls Green, Dennington, Woodbridge, IP13 8BY

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£512,000

£461k - £563kMedium

Estimate

£512k

Range

£461k – £563k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

4.97%

Verdict

Derived from HomePortfolio scores

Swifts earns an INVESTIGATE rating with HP Score 59/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -8.4% (MEDIUM), sold-comps -6.3%, £/sqft -6.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10093544085· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%· as of 31 Oct 2026
Rental economics0/40
gross yield 5.0%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2300/mo (range 2100-2500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -781/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity12.9/15
220 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£416,000£638,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£555,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,100-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £185,550
Net cash flow: -£281/mo
Cash on cash: -1.8%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093544085Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 2300/mo (range 2100-2500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2300/mo (range 2100-2500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£512,000

Rent Estimate (pcm)£2,300

Gross Yield4.97%

1y Growth-

3y Growth-0.3%

5y Growth-0.1%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP13 8BY

Approval Rate

-12mo

Development

low

DC/26/3073/FUL
Erection of greenhouse in front garden of dwelling
Pending
DC/26/03742
Application to determine if Prior Approval is required for a Proposed: Erection, Extension or Alteration of a Building for Agricultural or Forestry Use. Town and Country Planning (General Permitted Development) (England) Order 2015 as amended Schedule 2, Part 6 - Erection of Agricultural Livestock Building.
Approved
DC/26/02284
Discharge of Conditions Application for DC/24/05044 - 8 (Schedule Of Repairs), 9 (Fenestration), 10 (Wall Cladding), 11 (Roof Cladding). 12 (Eaves and Verges), 13 (Rainwater Goods), 14 (Hard Surfacing), 16 (External Staircase), 18 (Bat Licence), 19 (Great Crested Newt Licence), 20 (Biodiversity Enhancement Strategy) and 21 (Wildlife Sensitive Design Scheme)
Approved

View Planning Timeline

Ownership

Corporate Ownership84.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,261

Population Density-

Owner Occupied74%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

All Saints Church of England Primary School, Laxfield
1.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dennington Church of England Primary School
1.7 mi
Good
Wilby Church of England Primary School
2.8 mi
Inspected as Wilby Church of England Voluntary Controlled Primary School (URN 124747) on 26 Nov 2019
Thomas Mills High School & Sixth Form
3.6 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Owls Green
-
£251k
-
Greenways Owls Green
-
£160k
-
9 - 10 Owls Green
-
£80k
-
9 - 10 Owls Green
-
£635k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN