1 Cwrt Arthur, Rhewl, Ruthin, LL15 2UJ

UPRN:10093587979Detached House4 bedsBuilt 2022

FreeholdCouncil Tax: Band FEPC: B (87)

Data freshness:Planning· 5mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£550,000

£523k - £578kHigh

Estimate

£550k

Range

£523k – £578k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.25%

Verdict

Derived from HomePortfolio scores

1 Cwrt Arthur earns an INVESTIGATE rating with HP Score 81/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

75/ 100

High

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.7% (HIGH), sold-comps -15.1%, £/sqft -15.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10093587979· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 19.9%· as of 28 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.58
- valuation_snapshotsrent estimate 1450/mo (range 1250-1700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,321/mo, -91% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 151 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
101 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£401,000£615,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£535,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £178,550
Net cash flow: -£802/mo
Cash on cash: -5.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093587979Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 19.9%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1250-1700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1250-1700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 151 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£550,000

Rent Estimate (pcm)£1,450

Gross Yield3.25%

1y Growth-

3y Growth+3.4%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price£425,000 (2018-12-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL15 2UJ

Approval Rate

-12mo

Development

low

24/2026/0247/HH
Trosi 2 adeilad allanol i ffurfio estyniad i'r annedd bresennol, newidiadau a gwaith cysylltiedig / Conversion of 2 no. outbuildings to form an extension to the existing dwelling, alterations and associated works
Pending
24/2026/0129/AC
Manylion cynllun plannu coed, darpariaeth ar gyfer ystlumod sy'n clwydo ac adar sy'n nythu gyflwynwyd a chynllun goleuo, yn unol ag amodau rhif 4, 7 ac 8 o ganiatad cynllunio rhif 24/2024/1609 / Details of tree planting scheme, provision for roosting bats and nesting birds and lighting scheme submitted in accordance with condition no's 4, 7 and 8 of planning permission code no. 24/2024/1609
Pending
24/2025/0434/NMA
Diwygiadau i ffenestri a drysau a gyflwynwyd mewn perthynas a chod cais rhif 24/2023/0213 (diwygiad anfaterol) / Amendments to windows and doors submitted in relation to application code no. 24/2023/0213 (non-material amendment)
Pending

View Planning Timeline