Whistlers Cottage, Townsend Yard, Hornsey, London, N6 5JF

UPRN:10093593847Detached BungalowBeds -Built 1983-1990

Tenure: -Council Tax: -EPC: D (58)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021

Whistlers Cottage, Townsend Yard, Hornsey, London, N6 5JF

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£2,621,000

£2.10M - £3.15MLow

Estimate

£2.62M

Range

£2.10M – £3.15M

Rent Estimate (pcm)

£9,450

£8k - £10k

Monthly

£9,450

Yield

13.34%

Verdict

Derived from HomePortfolio scores

Whistlers Cottage earns an INVESTIGATE rating with HP Score 77/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 55Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live new-build plots advertised against one placeholder UPRN (£850,000-£1,550,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£9,450/mo

Evidenced range £8,450-£10,400

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: £3,674/mo
Cash on cash: 15.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,621,000

Rent Estimate (pcm)£9,450

Gross Yield13.34%

1y Growth-

3y Growth-4.4%

5y Growth-2.5%

10y Growth-0.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2N6 5JF

Approval Rate

-12mo

Development

low

HGY/2026/3047
Birch - Cut trunk as close to ground level as practically possible This tree is in decline Dead Birch - Cut trunk as close to ground level as practically possible This tree is dead Holly - Reduce the height back to the previous reduction points (approx. 3.5m) Maintenance works in line with good arboricultural practice
Pending
HGY/2026/3035
T1) Eucalyptus: fell to ground level. Insurance company have stipulated this needs to happen due to subsidence.
Pending
HGY/2026/3032
Large Oak - Crown reduce the low to mid spread growing towards South-East, South and South-West by branches of up to 2.5m keeping the natural canopy outline. Crown thin by 20% and remove major dead wood. Maintenance works in line with good arboricultural practice
Pending

View Planning Timeline