7 College Gardens, Rochford, SS4 1YL

UPRN:10093704374Detached House3 bedsBuilt 2021

FreeholdCouncil Tax: Band EEPC: B (86)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£429,000

£408k - £451kHigh

Estimate

£429k

Range

£408k – £451k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.66%

Verdict

Derived from HomePortfolio scores

7 College Gardens earns an INVESTIGATE rating with HP Score 81/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

72/ 100

High

Crime Score

9/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Transit 11Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£292/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£429,000

Rent Estimate (pcm)£1,650

Gross Yield4.66%

1y Growth-

3y Growth+1.1%

5y Growth+1.7%

10y Growth+3.4%

Last Sold Price£402,500 (2022-02-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SS4 1YL

Approval Rate

100%12mo

Development

low

26/00727/DOC
Discharge of Condition No. 3 (Details of materials/windows), No. 4 (Historic building recording), No. 6 (Landscaping) & No. 8 (Refuse & recycling storage) of Planning Consent Ref 26/00231/FUL
Pending
26/00657/LBC
Change of use of the existing building and its curtilage from Use Class E (Offices and Professional Services) to Use Class C3 (Dwellinghouses); internal alterations to facilitate the creation of 8 residential units; conversion of the existing ancillary building to provide cycle and refuse storage; provision of allocated vehicular parking, including a size 5 turning area; and associated landscaping works.
Pending
26/00655/LDC
Application for a certificate of lawfulness for proposed development consisting of the erection of a new standalone single-storey educational building connected to the existing teaching block via a covered walkway and the installation of associated mechanical and electrical plant, including a single external condenser unit and roof-mounted photovoltaic (PV) array.
Pending

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,107

Population Density1,641 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Poplar Adolescent Unit
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Rochford Primary and Nursery School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Waterman Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Teresa's Catholic Primary School
0.7 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 College Gardens
-
£538k
-
4 College Gardens
-
£550k
-
1 College Gardens
-
£575k
-
9 College Gardens
-
£431k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN