Gables, Warminster Road, Bath, BA2 6RW

UPRN:10093717697Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: B (88)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,167,000

£1.05M - £1.28MMedium

Estimate

£1.17M

Range

£1.05M – £1.28M

Rent Estimate (pcm)

£5,100

£5k - £6k

Monthly

£5,100

Yield

5.56%

Verdict

Derived from HomePortfolio scores

Gables earns an INVESTIGATE rating with HP Score 80/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

73/ 100

High

Transit & Bike

Transit 18Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£5,100/mo

Evidenced range £4,650-£5,600

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£182/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,167,000

Rent Estimate (pcm)£5,100

Gross Yield5.56%

1y Growth-

3y Growth-3.2%

5y Growth+0.8%

10y Growth+2.1%

Last Sold Price£880,000 (2020-10-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BA2 6RW

Approval Rate

-12mo

Development

low

26/03760/LBA
Restoration to panelled Georgian doors including installation of intumescent strips, application of a envirograf fireproof coating and replacement of existing glazing panels with new fire rated panels to match existing. Replacement of existing pboard boxing with new fire rated plasterboard boxing to match existing layout.
Pending
26/03758/LBA
Installation of 6 panel Georgian style doors, replace existing internal glazing panels with new fire rated glass and replace existing ply boxing with new fire rated plasterboard.
Pending
26/03728/TCA
Wisteria (T2) - Prune back overgrown growth to manage size and spread, removing dead and unwanted growth and reducing growth where necessary to maintain a manageable framework (reduce longest growth by approx 5m). Wisteria to be retained. Laburnum (T1) (approx 10m in height) - Fell to a low stump (approx 9.5m reduction) due to current size and position within the garden.
Pending

View Planning Timeline