38 Narcissus Rise, Worthing, BN13 3XY

UPRN:10093720985Semi-Detached HouseBeds -Built 2021

FreeholdCouncil Tax: Band DEPC: A (99)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£400,000

£380k - £420kHigh

Estimate

£400k

Range

£380k – £420k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

5.59%

Verdict

Derived from HomePortfolio scores

38 Narcissus Rise earns an INVESTIGATE rating with HP Score 69/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

32/ 100

Mixed

Transit & Bike

Transit 16Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +8.8% (HIGH), sold-comps -8.3%, £/sqft -8.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10093720985· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.3%· as of 7 Nov 2026
Rental economics4.3/40
gross yield 5.6%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1700/mo (range 1550-1800)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -420/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
330 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£274,000£419,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: -£55/mo
Cash on cash: -0.6%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093720985Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.3%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 1700/mo (range 1550-1800)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1550-1800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£400,000

Rent Estimate (pcm)£1,700

Gross Yield5.59%

1y Growth+2.5%

3y Growth-1.4%

5y Growth+1.3%

10y Growth+2.1%

Last Sold Price£395,000 (2023-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BN13 3XY

Approval Rate

-12mo

Development

low

SDNP/26/04046/TPO
T6 - Walnut - 2m Height reduction from 15m to 13m. Up to 3m Radial reduction on South and West aspect from 8m to 5m, 2m radial reduction on North and East aspect from 7m to 5m Reasons: To contain tree from overhanging both properties and Cote Street, whilst maintaining a natural form.
Pending
WSCC/043/26
External alterations and extension of an existing building, together with the reconfiguration of the car park and access routes, and revised/additional hard and soft landscaping, boundary treatments, and ancillary buildings/structures/plant, with other associated works; to facilitate its refurbishment and repurposing for use as a satellite special education needs (SEND) school
Pending
AWDM/1100/26
Section 211 Notice under the Town and Country Planning Act 1990 to crown reduce, reshape and tidy as per Application and Schedule of Proposed Tree Works, 8no. trees within the Durrington Conservation Area.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,823

Population Density854 /km²

Owner Occupied68%

Age Distribution

0-15 31%16-64 63%65+ 6%

View Area Profile

Schools Nearby

The Laurels Primary School, Worthing
0.7 mi
Good
Hawthorns Primary School
0.7 mi
Inspected as Hawthorns Primary School, Durrington (URN 125950) on 6 Oct 2021
Durrington Junior School
1.0 mi
Good
Durrington Infant School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Narcissus Rise
-
£220k
-
37 Narcissus Rise
-
£405k
-
5 Narcissus Rise
-
£505k
-
23 Narcissus Rise
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN