Apartment 66, Station Square, 2 Bergholt Road, Colchester, CO4 6DT

UPRN:10093738902Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: B (86)

Data freshness:Ownership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 66, Station Square, 2 Bergholt Road, Colchester, CO4 6DT

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£339,000

£322k - £356kHigh

Estimate

£339k

Range

£322k – £356k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

8.12%

Verdict

Derived from HomePortfolio scores

Apartment 66 earns an INVESTIGATE rating with HP Score 77/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 32Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £445/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£339,000

Rent Estimate (pcm)£2,300

Gross Yield8.12%

1y Growth+23.0%

3y Growth-0.8%

5y Growth+1.0%

10y Growth+3.3%

Last Sold Price£362,500 (2021-09-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CO4 6DT

Approval Rate

0%12mo

Development

low

261850
Erection of a single-storey garden room for purposes incidental to theenjoyment of the host dwelling, following the recent demolition of theexisting outbuilding
Pending
261815
Application for a Lawful Development Certificate for a Proposed Solar panels to front elevation & Loft Conversion, including rear facing dormer
Pending
261784
Application for a lawful development certificate for a proposed vehicle access and hard standing
Pending

View Planning Timeline