Flat 14, 124 Alcester Road, Birmingham, B13 8EP

UPRN:10093744402Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 14, 124 Alcester Road, Birmingham, B13 8EP

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£228,000

£216k - £239kHigh

Estimate

£228k

Range

£216k – £239k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.62%

Verdict

Derived from HomePortfolio scores

Flat 14 earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 3Bike 50

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 30% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10093744402· as of 10 Oct 2026
Rental economics27.2/40
gross yield 8.6%; range width penalty ×0.94; the estimate this rent rides on sits 30% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1150/mo (range 1100-1250)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -152/mo, -13% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), 417 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity14.6/15
256 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£120,000£184,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: £256/mo
Cash on cash: 6.1%
Score at this price: 42

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093744402Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1150/mo (range 1100-1250)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1100-1250)
Rental economics needs verification before you rely on it
sale estimate 30% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£1,150

Gross Yield8.62%

1y Growth-

3y Growth+5.6%

5y Growth+3.3%

10y Growth+5.6%

Last Sold Price£220,000 (2020-08-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B13 8EP

Approval Rate

-12mo

Development

low

2026/06086/PA
Erection of single storey rear extension
Pending
2026/05948/PA
Erection of single storey rear extension and detached outbuilding to rear
Pending
2026/05724/PA
Application for a non-material amendment to planning approval 2023/03903/PA for amendments to external cladding and ramp materials, revised baths ramp alignment, omission of the North Baths lift, relocation of louvres, alterations to plant deck areas and associated steelwork, modifications to substation doors, and internal accessibility improvements to the Link Bridge lobby. The proposed changes are required in response to construction, engineering, accessibility, maintenance, fire safety and procurement considerations and do not materially alter the scale, appearance, function or overall nature of the approved development.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining141 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2020-08-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density6,984 /km²

Owner Occupied26%

Age Distribution

0-15 15%16-64 73%65+ 12%

View Area Profile

Schools Nearby

Park Hill Primary School
0.1 mi
-
SS John and Monica Catholic Primary School
0.2 mi
Good
St Martin de Porres Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
King David Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

124 Alcester Road
-
£181k
-
124 Alcester Road
-
£215k
-
124 Alcester Road
-
£220k
-
124 Alcester Road
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN