5 Hanbury Mews, Croydon, CR0 7DW

UPRN:10093756318Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: B (89)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£777,000

£738k - £816kHigh

Estimate

£777k

Range

£738k – £816k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.49%

Verdict

Derived from HomePortfolio scores

5 Hanbury Mews earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 25Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -25.5% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093756318· as of 9 Nov 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.84
- valuation_snapshotsrent estimate 3650/mo (range 3350-4000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,561/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 134 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
1173 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£731,000£1,121,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,350-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: -£764/mo
Cash on cash: -2.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093756318Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3650/mo (range 3350-4000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3350-4000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 134 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£777,000

Rent Estimate (pcm)£3,650

Gross Yield4.49%

1y Growth-

3y Growth+1.4%

5y Growth+0.7%

10y Growth+2.0%

Last Sold Price£600,000 (2018-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR0 7DW

Approval Rate

-12mo

Development

low

26/02921/FUL
Change of use of the dwellinghouse to a 6-bedroom, 6-person house in multiple occupation (Use Class C4), conversion of the existing garage to a cycle store, erection of porch canopy and a new entrance door, reconfiguration of the front forecourt to provide 6 car parking spaces, bin store and associted internal alterations.
Pending
26/02854/HSE
Demolition of a garage, erection of a single storey side and rear extension, enlargement of side dormer with roof alterations
Pending
26/02830/HSE
Erection of a first floor rear extension and a first floor dormer
Pending

View Planning Timeline

Ownership

Corporate Ownership58.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density3,752 /km²

Owner Occupied88%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Orchard Way Primary School
0.2 mi
Inspected as Orchard Way Primary School (URN 101772) on 19 Jun 2018
Orchard Park High School
0.3 mi
GoodImproving
Maudsley and Bethlem Hospital School
0.6 mi
Inspected as Maudsley and Bethlem Hospital School (URN 100876) on 18 Nov 2021
St John's CofE Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Hanbury Mews
-
£765k
-
8 Hanbury Mews
-
£800k
-
5 Hanbury Mews
-
£600k
-
3 Hanbury Mews
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN