31 Broad Lays, Benson, Wallingford, OX10 6FQ

UPRN:10093778710Detached House5 bedsBuilt 2018

FreeholdCouncil Tax: Band GEPC: B (87)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

31 Broad Lays, Benson, Wallingford, OX10 6FQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£891,000

£846k - £935kHigh

Estimate

£891k

Range

£846k – £935k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.02%

Verdict

Derived from HomePortfolio scores

31 Broad Lays earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 2Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,650-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£944/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£891,000

Rent Estimate (pcm)£3,000

Gross Yield4.02%

1y Growth-

3y Growth-3.4%

5y Growth-0.8%

10y Growth+2.0%

Last Sold Price£835,000 (2022-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0OX10 6FQ

Approval Rate

-12mo

Development

low

P26/S4671/TCA
T1 — Beech, approximately 18 metres high Reduce the crown height by approximately 6 metres, leaving a final height of approximately 12 metres. Prune back the lateral spread by up to 4 metres. All reduction cuts to be made to suitable growth points. T2 — Cedar, approximately 17 metres high Reduce the crown height by approximately 4 metres, leaving a final height of approximately 13 metres. Prune back the lateral spread by up to 2.5 metres, cutting to suitable growth points where available. T3 — Declining Leylandii, approximately 10 metres high Fell to ground level. T4 — Bay, approximately 8 metres high Pollard and restructure the crown to leave a final height of approximately 3 metres.
Pending
P26/S4617/HH
Two and single storey rear and side extensions, dormer to front
Pending
P26/S4505/LB
Proposed replacement of cracked and deteriorated NHL 5 lime render with NHL 2 lime render.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density877 /km²

Owner Occupied72%

Age Distribution

0-15 21%16-64 56%65+ 23%

View Area Profile

Schools Nearby

Benson Church of England Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Laurence Church of England School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wallingford School
1.7 mi
Good
RAF Benson Community Primary School
1.8 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Broad Lays
-
£875k
-
21 Broad Lays
-
£855k
-
3 Broad Lays
-
£630k
-
31 Broad Lays
-
£835k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN