4 Whittaker Way, Warwick, CV34 8AX

UPRN:10093989928End Terrace House2 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: B (83)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£335,000

£318k - £351kHigh

Estimate

£335k

Range

£318k – £351k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

4.98%

Verdict

Derived from HomePortfolio scores

4 Whittaker Way earns an INVESTIGATE rating with HP Score 51/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

55/ 100

Moderate

Transit & Bike

Transit 14Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.0% (HIGH), sold-comps -6.9%, £/sqft -6.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10093989928· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5%· as of 1 Nov 2026
Rental economics0/40
gross yield 5.0%; range width penalty ×0.83
- valuation_snapshotsrent estimate 1350/mo (range 1200-1450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -509/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
409 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£162/mo
Cash on cash: -1.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093989928Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1200-1450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1200-1450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£335,000

Rent Estimate (pcm)£1,350

Gross Yield4.98%

1y Growth-

3y Growth+0.3%

5y Growth+1.4%

10y Growth+2.1%

Last Sold Price£275,000 (2019-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CV34 8AX

Approval Rate

-12mo

Development

low

W/26/1585
Application for a Lawful Development Certificate for the proposed erection of rear box dormer and two new rooflights, as shown on drawing no. 1070.01.0201, 1070.01.0101, 1070.02.1001and 1070.01.0001 received by the Local Planning Authority on 29/10/2026.
Pending
W/26/1568/TP
1 x Oak - Crown reduction by shortening the branches by approximately 5.5 metres to all outer parts of the tree
Pending
W/26/1526
Hybrid planning application comprising: Full application for Community Stadium, to include: artificial football pitch with four 25m high floodlights, four spectator stands and complementary uses including cafe/supporters bar with new vehicular accesses, parking landscaping, drainage and all other associated works. Demolition of all existing structures and buildings. Outline planning applicationd for up to 85 residential units in two blocks with ground floor complementary commercial uses ( Class E). Means of access to be approved at outline stage with all other matters reserved.
Pending

View Planning Timeline