Flat 43, 10 Fairbourne Road, London, SW4 8DZ

UPRN:10094053449Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 43, 10 Fairbourne Road, London, SW4 8DZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£538,000

£484k - £591kMedium

Estimate

£538k

Range

£484k – £591k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

7.29%

Verdict

Derived from HomePortfolio scores

Flat 43 earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

33/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 37Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 22% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +21.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10094053449· as of 9 Oct 2026
Rental economics16.2/40
gross yield 7.3%; range width penalty ×0.89; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2550/mo (range 2350-2750)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -28/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
349 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£315,000£483,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: £348/mo
Cash on cash: 3.0%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094053449Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2550/mo (range 2350-2750)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2350-2750)
Rental economics needs verification before you rely on it
sale estimate 22% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£538,000

Rent Estimate (pcm)£2,550

Gross Yield7.29%

1y Growth+22.8%

3y Growth-1.1%

5y Growth-1.4%

10y Growth-0.3%

Last Sold Price£390,000 (2024-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW4 8DZ

Approval Rate

-12mo

Development

low

26/03202/FUL
Retrofit measures installed to existing dwellinghouses. Measures include replacement of windows and doors, and fabric upgrades to roof, including replacement of roof finishings, and replacement of light wells in main roof.
Pending
26/03193/FUL
Replacement of existing roof, window frames, entrance/fire exit doors and roller shutters.
Pending
26/03145/TPO
T726 Purple Plum - Create a new pollarded crown at a height of 3m - A number of limbs have failed in recent years. Cavity at main break. Close to school entrance, high pedestrian traffic. To retain the tree in some form. T19 Oak - Conduct a vertical and horizontal reduction of the crown to establish a 3m gap between the adjacent block of flats and the remaining crown of the tree. To provide light to the adjacent property. T82 Plane - Conduct a vertical and horizontal reduction of the crown to establish a 3m gap between the adjacent block of flats and the remaining crown of the tree. To provide light to the adjacent property. T147 Willow - Pollard to reduce height from 14m to 12m and radius from 12m to 8m on all sides. To maintain tree stability due to decay at base of stem and decay at 5m. T187 Plane - Reduce overextended limb on south side of crown by 3m from a radius of 10m to 7m. To maintain the integrity of this limb and balance crown. T204 Plane - Conduct a vertical and horizontal reduction of the crown to establish a 3m gap between the adjacent block of flats and the remaining crown of the tree. On the East and North side of crown. To provide light to the adjacent properties. T321 Plane - Conduct a vertical and horizontal reduction of the crown to establish a 3m gap between the adjacent block of flats and the remaining crown of the tree. To provide light to the adjacent property.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.9%
Overseas OwnershipNo
Lease Term Remaining122 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density12,251 /km²

Owner Occupied23%

Age Distribution

0-15 10%16-64 81%65+ 9%

View Area Profile

Schools Nearby

Maytree Nursery School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harris Academy Clapham
0.1 mi
Good
Glenbrook Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Iqra Primary School
0.3 mi
Outstanding

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Fairbourne Road
-
£158k
-
10 Fairbourne Road
-
£390k
-
10 Fairbourne Road
-
£390k
-
12 Fairbourne Road
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN