Flat B3201, 9 Owen Street, Manchester, M15 4UF

UPRN:10094089865Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: -EPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat B3201, 9 Owen Street, Manchester, M15 4UF

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£433,000

£346k - £519kLow

Estimate

£433k

Range

£346k – £519k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

7.44%

Verdict

Derived from HomePortfolio scores

Flat B3201 earns an INVESTIGATE rating with HP Score 82/100. Investment score 63/100 reflects moderate fundamentals. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

No data

Walkability

89/ 100

Excellent

Transit & Bike

Transit 75Bike 51

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -9.9%, £/sqft -9.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10%· as of 5 Nov 2026
Rental economics19.5/40
gross yield 7.4%; range width penalty ×1.00
- valuation_snapshotsrent estimate 3100/mo (range 2950-3250)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -261/mo, -8% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 518 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity9.2/15
218 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,950-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £459/mo
Cash on cash: 3.3%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 10%Valuation edge · as of 5 Nov 2026
valuation_snapshotsrent estimate 3100/mo (range 2950-3250)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3100/mo (range 2950-3250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 518 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£433,000

Rent Estimate (pcm)£3,100

Gross Yield7.44%

1y Growth-30.8%

3y Growth-12.4%

5y Growth-8.1%

10y Growth+2.9%

Last Sold Price£413,250 (2021-03-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M15 4UF

Approval Rate

-12mo

Development

low

OTH-2026-002259
Discharge of Conditions 3 (Signage), 5 (Wall Repairs) and 6 (Plumbing) attached Listed Building Consent application PLA-2026-000757.
Pending
PLA-2026-001804
Installation of CCTV, public address systems and external lighting.
Pending
PLA-2026-002085
Listed Building Consent for the installation of 2no. digital advertisement totems and the removal of 2no. digital advertisement totems.
Pending

View Planning Timeline

Ownership

Corporate Ownership6.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease Type-
Last Ownership Change2021-03-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density17,925 /km²

Owner Occupied15%

Age Distribution

0-15 4%16-64 96%65+ 0%

View Area Profile

Schools Nearby

Crown Street Primary School
0.1 mi
-
St Wilfrid's RC Primary School
0.3 mi
GoodImproving
St Philip's Church of England Primary School
0.4 mi
Good
Rolls Crescent Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Owen Street
-
£265k
-
9 Owen Street
-
£475k
-
9 Owen Street
-
£535k
-
9 Owen Street
-
£30k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN