The Meadows, Debenham Road, Stonham Aspal, Stowmarket, IP14 6BZ

UPRN:10094154497Detached Bungalow3 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (90)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Meadows, Debenham Road, Stonham Aspal, Stowmarket, IP14 6BZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£581,000

£523k - £639kMedium

Estimate

£581k

Range

£523k – £639k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

5.58%

Verdict

Derived from HomePortfolio scores

The Meadows earns an INVESTIGATE rating with HP Score 59/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 2Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£495,000-£750,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,100-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£78/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£581,000

Rent Estimate (pcm)£2,300

Gross Yield5.58%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£428,000 (2017-01-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3IP14 6BZ

Approval Rate

50%12mo

Development

low

DC/26/04029
Discharge of Conditions Application for DC/24/05056 - Condition 13 (Contamination Report)
Pending
DC/26/03912
Application for a Non-Material Amendment to permission DC/26/02379 (variation of DC/22/01513) to change to approved window material from black-stained timber to Timberlook Heritage Flush Sash uPVC windows in a black finish
Rejected
DC/26/03501
Full Planning Application - Erection of 1no. self build dwelling attached annexe and double garage following demolition of existing bungalow
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-01-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density63 /km²

Owner Occupied83%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Stonham Aspal Church of England Voluntary Aided Primary School
0.9 mi
Good
Debenham High School
2.2 mi
Good
Sir Robert Hitcham Church of England Voluntary Aided School
2.7 mi
Good
Helmingham Primary School and Nursery
3.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Morgans End Debenham Road
-
£428k
-
Morgans End Debenham Road
-
£375k
-
Morgans End Debenham Road
-
£273k
-
Sweetbrier Barn Debenham Road
-
£159k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN