Apartment 14, 215A Balham High Road, London, SW17 7ET

UPRN:10094189040Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band DEPC: B (87)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Apartment 14, 215A Balham High Road, London, SW17 7ET

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£730,000

£694k - £767kHigh

Estimate

£730k

Range

£694k – £767k

Rent Estimate (pcm)

£3,450

£3k - £4k

Monthly

£3,450

Yield

6.90%

Verdict

Derived from HomePortfolio scores

Apartment 14 earns an INVESTIGATE rating with HP Score 77/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

73/ 100

High

Crime Score

47/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 57Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 18% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +17.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10094189040· as of 9 Nov 2026
Rental economics13.8/40
gross yield 6.9%; range width penalty ×0.91; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3450/mo (range 3200-3700)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -126/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 57 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
646 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,450/mo

Evidenced range £3,200-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £363/mo
Cash on cash: 2.2%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094189040Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3450/mo (range 3200-3700)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3450/mo (range 3200-3700)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£730,000

Rent Estimate (pcm)£3,450

Gross Yield6.90%

1y Growth-11.2%

3y Growth+0.3%

5y Growth+0.2%

10y Growth+0.8%

Last Sold Price£711,000 (2020-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW17 7ET

Approval Rate

-12mo

Development

low

PA2026/0877
T1 - Liquid Amber Fell as close to ground level as possible. Apply systemic herbicide to stump to prevent re-growth. T2 - Magnolia Sever ivy and reduce back from footpath by up to 1.5 metres of branch length Rear Garden T3 - Black Poplar Remove major deadwood and snapped branch stus. T4 - Yew Remove epicormic growth to crown break and remove 1.5 metres of branch length over patio T5 - Acacia Remove 1.56 metres of lowest branch on left side of the tree. • To allow retention of the tree within the available space for growth • The works will encourage a well-balanced crown for future years • Its proximity to the property is casing anxiety and apprehension to the occupier It is a large dominant tree in close proximity to the property.
Pending
PA2026/0863
TPO 150/1994 T55 [ON APP AS T1]- Large London plane tree - repollard back to previous points.
Decision level tpo
PA2026/0794
TPO 4/1995 T46 Oak tree [ON APP AS T1] - re-pollard, cyclic pollarding to manage size and reduce risk of further ground movement causing cracking to wall (see picture).
Conditions

View Planning Timeline