Apartment 706, Bowery Building, 83 Upper Richmond Road, London, SW15 2FU

UPRN:10094189272Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (85)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Apartment 706, Bowery Building, 83 Upper Richmond Road, London, SW15 2FU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£729,000

£692k - £765kHigh

Estimate

£729k

Range

£692k – £765k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

4.32%

Verdict

Derived from HomePortfolio scores

Apartment 706 earns an INVESTIGATE rating with HP Score 82/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

73/ 100

High

Crime Score

33/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 67Bike 76

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -2.9% (HIGH), sold-comps -15.4%, £/sqft -15.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10094189272· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.7%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2700/mo (range 2450-3000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,310/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 256 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
501 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£662/mo
Cash on cash: -3.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094189272Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.7%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-3000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-3000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£729,000

Rent Estimate (pcm)£2,700

Gross Yield4.32%

1y Growth-59.3%

3y Growth-0.8%

5y Growth-0.5%

10y Growth-0.3%

Last Sold Price£705,000 (2020-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2SW15 2FU

Approval Rate

0%12mo

Development

low

PA2026/0798
Tree 1 Flowering Cherry Tree. The proposed works are to reduce the crown and trim off water shoots to maintain the tree at a size suitable for the location. The crown would be reduced by up to 40% in line with works carried out under Conservation Area approval for the past 10 years every 2 years. Works will, as always, be carried out by a professional arborist contractor. Trees 2 and 3 Golden Rain Trees. The proposed works are to reduce the crown and trim off water shoots to maintain the tree at a size suitable for the location. The crown would be reduced by up to 40% in line with works carried out under Conservation Area approval for the past 10 years every 2 years. Works will, as always, be carried out by a professional arborist contractor. Tree 4 Sycamore Tree. The proposed works are to remove water shoots from the main trunk. The crown would not be reduced and no growth of the skeleton limbs would be removed. Due to the position at the end of Merivale road on it's west side this tree grows profusely over our driveway causing an obstruction for access to and from the property as well as visibility of pedestrians, cyclist and joggers when leaving our driveway. The proposed works will address these issues and help to maintain the look and shape of the tree. These works will be carried out by a professional arborist contractor. Tree 4 is in the garden of number 41 Flat 1 which is a Wandsworth Council owned property. The next section asks if I own the trees but the answer is not a simple yes or no so I have answered yes with this proviso. We own trees 1, 2 and 3 on the site plan but not tree 4.
Pending
PA2026/0757
T1. Damson Tree - Remove (Please see Arboricultural Report Attached)
Approved
PA2026/0720
As indicated within the provided MWA Arborist Report - T5 Poplar - Remove (fell) to near ground level and treat stump to inhibit regrowth.
Pending

View Planning Timeline