1 Osborne Gardens, Barnstaple, EX31 3SU

UPRN:10094236351Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (86)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£353,000

£336k - £371kHigh

Estimate

£353k

Range

£336k – £371k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.11%

Verdict

Derived from HomePortfolio scores

1 Osborne Gardens earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

28/ 100

Low

Transit & Bike

Transit 8Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£350/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£353,000

Rent Estimate (pcm)£1,200

Gross Yield4.11%

1y Growth+38.0%

3y Growth-2.1%

5y Growth+0.0%

10y Growth+2.7%

Last Sold Price£257,500 (2019-11-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EX31 3SU

Approval Rate

-12mo

Development

low

81918
Erection of 14 no. light industrial/commercial units together with associated access, parking, loading and vehicle manoeuvring areas, drainage infrastructure, landscaping, refuse and recycling storage, roof-mounted photovoltaic panels, battery storage and associated works
Pending
81826
Approval of details in respect of discharge of condition 14 (CEMP) and 15 (land contamination) attached to planning permission 71669 (outline application for erection of 6 No dwellings and associated works (all matters reserved))
Pending
81757
Conversion of garage and first floor extension to provide additional accommodation and widening of the access
Approved

View Planning Timeline

Ownership

Corporate Ownership63.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-11-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,386

Population Density-

Owner Occupied70%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

The Shoreline Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sticklepath Community Primary Academy
0.7 mi
Good
Roundswell Community Primary Academy
0.7 mi
Good
Holywell Church of England School
1.2 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Osborne Gardens
-
£350k
-
18 Osborne Gardens
-
£270k
-
22 Osborne Gardens
-
£375k
-
12 Osborne Gardens
-
£116k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN