24 Valley Road, London, SE14 6FG

UPRN:10094269462Flat/MaisonetteBeds -Built 2018

LeaseholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£588,000

£559k - £617kHigh

Estimate

£588k

Range

£559k – £617k

Rent Estimate (pcm)

£3,750

£4k - £4k

Monthly

£3,750

Yield

7.83%

Verdict

Derived from HomePortfolio scores

24 Valley Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

96/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 48Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 12 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +2.2% (HIGH), sold-comps +5.3%, £/sqft +5.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10094269462· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 4.4%· as of 7 Nov 2026
Rental economics21.7/40
gross yield 7.8%; range width penalty ×0.96
- valuation_snapshotsrent estimate 3750/mo (range 3500-3950)· as of 14 Nov 2026· verify before relying on this
Stress margin5.3/30
stressed cash flow +200/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.7/15
159 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £460,000

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,500-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £656/mo
Cash on cash: 4.1%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094269462Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 4.4%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 3750/mo (range 3500-3950)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 3750/mo (range 3500-3950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £460,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£588,000

Rent Estimate (pcm)£3,750

Gross Yield7.83%

1y Growth-

3y Growth-1.5%

5y Growth-2.4%

10y Growth+1.5%

Last Sold Price£600,000 (2022-06-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE14 6FG

Approval Rate

-12mo

Development

low

DC/26/145980
Schedule 1 application for discharge of details submitted pursuant to Condition 5(a)-Window, Door and Chimney Details of planning permission DC/23/131763 dated 27th July 2023 at 30 Deptford High Street SE8.
Pending
DC/26/146015
Submission of material in accordance with Schedule 5, Clause 1.1.2 (Affordable Student Housing Nominations Agreement) of the 106 agreement dated 05 November 2021 Section 106 Agreement dated 22 March 2010 (Planning ref: DC/20/117966) and subsequently amended by the Deed of Variation dated 23 April 2026 in respect of 164-196 Trundley's Road and 1-9 Sanford Street, SE8.
Pending
DC/26/145862
Application for a Lawful Development Certificate (proposed) submitted under Section 191 of the Town & Country Planning Act 1990 (as amended) for the use of the two studios as two self-contained residential units (Use Class C3) at 30 Billington Road.
Pending

View Planning Timeline