23 Chimes Bank, Wigton, CA7 9SS

UPRN:10094286409-Beds -Built 2024

Tenure: -Council Tax: Band BEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

-- - --

Rent Estimate (pcm)

-- - --

Verdict

Derived from HomePortfolio scores

23 Chimes Bank earns an INVESTIGATE rating with HP Score 87/100. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsHM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

87/ 100

Strong

Investment Score

No data

Crime Score

9/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (no market estimate available)
headline score requires rental_economics (no rent estimate available)

What we could establish

Risk & liquidity9/15
231 sales/12mo in area
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Evidence

Where every number comes from

listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
no market estimate available
Rental economics could not be scored
no rent estimate available

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
no market estimate available
3. Fill the rental economics gap before relying on the score.
no rent estimate available
4. Fill the stress margin gap before relying on the score.
no rent to stress

Valuation & Market

Sale Estimate-

Rent Estimate (pcm)-

Gross Yield-

1y Growth-8.1%

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£142,400 (2024-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA7 9SS

Approval Rate

-12mo

Development

low

FUL/2026/0138
Residential development of 7 dwellings
Pending
FUL/2026/0121
Replace existing front wooden windows and doors to front of building with plastic bifold windows and double doors, with the creation of new rear door into beer garden.
Pending
CAT/2026/0021
Tree 80 - Beech - Remove snapped hung up branch in crown Tree 94 - Oak - Remove deadwood Tree 95 - Oak - Remove deadwood. Remove snapped hung up branch in crown. Crown reduce by 20% Tree 96 - Oak - Remove deadwood Tree 124 - Robinia - Remove tree Tree 129 - Poplar - Remove snapped hung up branch in crown Tree 136 - Poplar - Remove branch which is splitting at union Tree 156 - Oak - Remove deadwood. Remove snapped hung up branch. Crown reduce by 20%
Approved

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change2024-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied77%

Age Distribution

0-15 12%16-64 55%65+ 33%

View Area Profile

Schools Nearby

The Nelson Thomlinson School
0.2 mi
Good
Wigton Nursery and Infant School
0.4 mi
Good
Thomlinson Junior School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Cuthbert's Catholic Primary School
0.6 mi
Inspected as St Cuthbert's Catholic Primary School (URN 112310) on 5 Mar 2020

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Chimes Bank
-
£156k
-
16 Chimes Bank
-
£126k
-
28 Chimes Bank
-
£214k
-
22 Chimes Bank
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN