Flat 5, 31 Willow Croft, Birmingham, B38 9FN

UPRN:10094292807Purpose Built Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band BEPC: B (84)

Data freshness:Planning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 5, 31 Willow Croft, Birmingham, B38 9FN

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£166,000

£158k - £175kHigh

Estimate

£166k

Range

£158k – £175k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

9.53%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 73/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

27/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 44Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £361/mo
Cash on cash: 8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£166,000

Rent Estimate (pcm)£1,350

Gross Yield9.53%

1y Growth-

3y Growth+4.5%

5y Growth+2.1%

10y Growth+4.0%

Last Sold Price£146,495 (2020-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B38 9FN

Approval Rate

-12mo

Development

low

2026/05643/PA
Mixed use development comprising retail shop at ground floor level with six self-contained hotel apartments at first floor level (Sui Generis)
Pending
2026/05266/PA
Application for Lawful Development Certificate for proposed conversion of existing garage into habitable room
Pending
2026/04764/PA
Listed building consent for the replacement of Oak lintel to ground floor window
Pending

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2020-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density-

Owner Occupied64%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Kings Norton Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Paul's Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Broadmeadow Junior School
0.4 mi
Inspected as Broadmeadow Junior School (URN 103286) on 5 Oct 2023
Ark Kings Academy
0.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Willow Croft
-
£150k
-
31 Willow Croft
-
£149k
-
31 Willow Croft
-
£142k
-
31 Willow Croft
-
£147k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN