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43 Northwood Street, Birmingham, B3 1TX

UPRN:10094293199Terrace Property3 bedsBuilt -
FreeholdCouncil Tax: -EPC: B (85)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-05-20T08:19:50.636452+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)Schools· freshSchools: fresh, refreshed yesterday (2026-10-06T08:24:30.427161+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
43 Northwood Street, Birmingham, B3 1TX

HP Score

Strong
Verdict
yesterday
  • BUY
    Strong overall fundamentals
  • INVESTIGATE
    Some risks
  • AVOID
    High risk factors
Confidence
High
Sale Estimate
£629,000
£597k - £660kHigh
Estimate
£629k
Range
£597k – £660k
Rent Estimate (pcm)
£2,750
£3k - £3kMedium
Monthly
£2,750
Yield
7.69%

AI Verdict

Derived from HomePortfolio scores

AI summary

43 Northwood Street earns a BUY rating with HP Score 77/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
77/ 100
High
Investment Score
63/ 100
Moderate
Crime Score
33/ 100
Moderate
Walkability
97/ 100
Excellent
Transit & Bike
Excellent
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£295,000

At the asking price

£2,750/mo

Evidenced range £2,550-£3,000

5.4%
75%
Cash required
£94,550
Net cash flow
£908/mo
Cash on cash
11.5%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£629,000
Rent Estimate (pcm)£2,750
Gross Yield7.69%
1y Growth-
3y Growth-13.1%
5y Growth-6.3%
10y Growth-0.2%
Last Sold Price£500,000 (2019-07-11)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence1
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
1B3 1TX
Approval Rate
-12mo
Development
low
  • 2025/07209/PA
    Demolition of existing buildings and erection of four storey building providing no.52 residential apartments and ground floor commercial units (Use Class E), associated cycle parking and landscaped courtyard
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership15.7%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2019-07-11
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£33,374
Population Density-
Owner Occupied17%
Age Distribution
0-15 2%16-64 97%65+ 1%
View Area Profile

Schools Nearby

  • Oakbridge School
    0.2 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • St George's Church of England Academy, Newtown
    0.3 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • Jewellery Quarter Academy
    0.4 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • University College Birmingham
    0.4 mi
    -

2 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • 29D Northwood Street
    -
    £225k
    -
  • 29F Northwood Street
    -
    £235k
    -
  • 29G Northwood Street
    -
    £194k
    -
  • 29G Northwood Street
    -
    £194k
    -