10 Bay Gardens, Melksham, SN12 6ZU

UPRN:10094303489Semi-Detached House3 bedsBuilt 2020

FreeholdCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£348,000

£330k - £365kHigh

Estimate

£348k

Range

£330k – £365k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

4.77%

Verdict

Derived from HomePortfolio scores

10 Bay Gardens earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 6Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£339,950

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £110,283
Net cash flow: -£213/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£348,000

Rent Estimate (pcm)£1,350

Gross Yield4.77%

1y Growth-

3y Growth-1.8%

5y Growth+1.5%

10y Growth+3.7%

Last Sold Price£335,000 (2022-05-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SN12 6ZU

Approval Rate

-12mo

Development

low

PL/2026/06460
Change of use of part of the land to a private kitchen garden incidental to Berkeley House, including 15 raised vegetable beds, polytunnel, soft fruit cage, timber tool shed, compost bays, low stock proof post-and-wire fencing with timber access gate, per
Pending
PL/2026/06584
Demolition of existing garage and adjoining storage structure and the construction of a double garage.
Pending
PL/2026/06290
Garage conversion to a Beauty Salon including Change of Use from C3 residential to E commercial, business and service.
Pending

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-05-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,873

Population Density-

Owner Occupied83%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

Forest and Sandridge Church of England Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Melksham Oak Community School
0.5 mi
Good
The Manor CofE VC Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bowerhill Primary School
0.8 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Bay Gardens
-
£315k
-
1 Bay Gardens
-
£450k
-
25 Bay Gardens
-
£338k
-
31 Bay Gardens
-
£430k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN