34 Cavendish Lane, Fairfield, Hitchin, SG5 4SN

UPRN:10094348387Flat/MaisonetteBeds -Built 2023

LeaseholdCouncil Tax: -EPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

34 Cavendish Lane, Fairfield, Hitchin, SG5 4SN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£467,000

£373k - £560kLow

Estimate

£467k

Range

£373k – £560k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

9.97%

Verdict

Derived from HomePortfolio scores

34 Cavendish Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 4Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: £701/mo
Cash on cash: 8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£467,000

Rent Estimate (pcm)£2,450

Gross Yield9.97%

1y Growth+86.8%

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£250,000 (2023-09-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG5 4SN

Approval Rate

-12mo

Development

low

CB/26/02800/FULL
Single storey rear extension with a roof lantern and light following demolition of conservatory
Pending
CB/26/01811/LDCP
Lawful Development Certificate Proposed: Proposed solar panels
Approved
CB/26/01730/LDCP
Lawful Development Certificate Proposed: Demolition of conservatory and erection of rear extension. Changes to fenestration.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining247 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-09-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density1,172 /km²

Owner Occupied78%

Age Distribution

0-15 28%16-64 63%65+ 9%

View Area Profile

Schools Nearby

Fairfield Park Lower School
0.3 mi
Good
Stonehill School
0.7 mi
Good
Roecroft Lower School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Northfields Infants and Nursery School
1.0 mi
Requires improvementConcerns

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

96 Cavendish Lane
-
£500k
-
114 Cavendish Lane
-
£522k
-
110 Cavendish Lane
-
£495k
-
82 Cavendish Lane
-
£515k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN