21 Loxley Road, Uttoxeter, ST14 8WN

UPRN:10094376033Detached House3 bedsBuilt 2023

FreeholdCouncil Tax: Band DEPC: B (91)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£340,000

£323k - £357kHigh

Estimate

£340k

Range

£323k – £357k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

3.33%

Verdict

Derived from HomePortfolio scores

21 Loxley Road earns an INVESTIGATE rating with HP Score 88/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

88/ 100

Strong

Investment Score

77/ 100

High

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

4 live new-build plots advertised against one placeholder UPRN (£340,000-£378,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£378,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £123,600
Net cash flow: -£549/mo
Cash on cash: -5.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.82 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£340,000

Rent Estimate (pcm)£1,050

Gross Yield3.33%

1y Growth+7.9%

3y Growth+2.8%

5y Growth+2.5%

10y Growth+4.5%

Last Sold Price£315,995 (2024-12-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST14 8WN

Approval Rate

-12mo

Development

low

P/2026/00949
Certificate of Lawfulness for the erection of a single storey rear extension which is to be of cavity wall construction with render to match the existing render on the front of the property
Conditions
P/2026/00897
Prior Notification for the erection of a single storey rear extension 4.50 metres from the original rear wall, 2.80 metres to the top of the roof, 3.5 metres to the top of the roof lantern and 2.80 metres to the eaves
Approved
P/2026/00898
Erection of a single storey rear extension, conversion of integral garage to form additional living accommodation with associated external alterations and formation of additional parking including extension of dropped kerb
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,517

Population Density-

Owner Occupied80%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Picknalls First School
0.6 mi
Good
Oldfields Hall Middle School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Primary School
0.8 mi
OutstandingImproving
Windsor Park CE Middle School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

91 Loxley Road
-
£340k
-
19 Loxley Road
-
£285k
-
53 Loxley Road
-
£261k
-
73 Loxley Road
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN