2 St Michaels Court, Victoria Street, West Bromwich, B70 8ET

UPRN:10094433880Mid Terrace HouseBeds -Built 2021

FreeholdCouncil Tax: Band AEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

2 St Michaels Court, Victoria Street, West Bromwich, B70 8ET

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£345,000

£276k - £414kLow

Estimate

£345k

Range

£276k – £414k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

19.29%

Verdict

Derived from HomePortfolio scores

2 St Michaels Court earns an INVESTIGATE rating with HP Score 56/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

66/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 33Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,150-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £1,085/mo
Cash on cash: 29.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.76 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£345,000

Rent Estimate (pcm)£2,250

Gross Yield19.29%

1y Growth-

3y Growth+5.0%

5y Growth+5.5%

10y Growth+5.0%

Last Sold Price£211,000 (2017-11-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B70 8ET

Approval Rate

-12mo

Development

low

DC/26/72204
Proposed outbuilding to rear.
Pending
DC/26/72187
Proposed single storey rear and side extension.
Pending
DC/26/72180
Proposed felling of 4 No. Acer psuedoplatanus trees.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-11-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density3,648 /km²

Owner Occupied40%

Age Distribution

0-15 21%16-64 68%65+ 11%

View Area Profile

Schools Nearby

The British Muslim School
0.1 mi
Requires improvement
Shireland Biomedical Utc
0.2 mi
Requires improvement
Lodge Primary School
0.3 mi
-
Shireland CBSO Academy
0.3 mi
-

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St Michaels Court Victoria Street
-
£145k
-
9 St Michaels Court Victoria Street
-
£159k
-
6 Victoria Court Victoria Street
-
£156k
-
9 St. Michaels Court Victoria Street
-
£132k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN