14A Valley Lane, Holt, NR25 6SF

UPRN:10094470547Semi-Detached HouseBeds -Built -

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£879,000

£791k - £967kMedium

Estimate

£879k

Range

£791k – £967k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

3.40%

Verdict

Derived from HomePortfolio scores

14A Valley Lane earns an INVESTIGATE rating with HP Score 67/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 36Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,200-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,272/mo
Cash on cash: -5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.84 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£879,000

Rent Estimate (pcm)£2,550

Gross Yield3.40%

1y Growth+3.6%

3y Growth-2.6%

5y Growth-0.9%

10y Growth+2.1%

Last Sold Price£850,000 (2025-10-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR25 6SF

Approval Rate

-12mo

Development

low

TW/26/2306
T1 - Holly, crown lift by removing lowest ring of branches. Reduce canopy from circa 4m (currently) to 3m in width. T2 - Holly, reduce height from circa 6m (currently) to 4.5m in height. Reduce canopy from circa 5m (currently) to 3m in width.
Pending
TW/26/2254
Pittosporum (T1) - Fell. Getting too large for back garden.
Pending
CD/26/2128
Discharge of condition 6 (Landscaping hard & soft) RV/24/2248 (Erection of 3 no. detached dwellings without compliance with conditions 2 (approved plans) and 3 (external materials) of planning permission PF/24/0246 to allow for amendments to approved design and materials)
Pending

View Planning Timeline