Apartment 19, Stocks Hall, Hall Lane, Mawdesley, Ormskirk, L40 2QZ

UPRN:10094691291Flat/Maisonette2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band DEPC: C (78)

Data freshness:Ownership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Apartment 19, Stocks Hall, Hall Lane, Mawdesley, Ormskirk, L40 2QZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£333,000

£316k - £350kHigh

Estimate

£333k

Range

£316k – £350k

Rent Estimate (pcm)

£750

£650 - £900

Monthly

£750

Yield

2.69%

Verdict

Derived from HomePortfolio scores

Apartment 19 earns an INVESTIGATE rating with HP Score 69/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 3Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10094691291· as of 10 Nov 2026
Rental economics0/40
gross yield 2.7%; range width penalty ×0.53
- valuation_snapshotsrent estimate 750/mo (range 650-900)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -992/mo, -132% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 111 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
225 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£251,000£385,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£750/mo

Evidenced range £650-£900

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: -£611/mo
Cash on cash: -6.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.66 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094691291Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 750/mo (range 650-900)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 650-900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 111 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£333,000

Rent Estimate (pcm)£750

Gross Yield2.69%

1y Growth-

3y Growth+0.3%

5y Growth+0.3%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2L40 2QZ

Approval Rate

100%12mo

Development

low

26/01033/DIS
Application to discharge condition 12 (Sustainable Drainage Management and Maintenance Plan), attached to planning permission 25/00404/FUL (Application for technical details consent for the erection of 5no. bungalows and associated access, pursuant to permission in principle ref. 24/00175/PIP)
Pending
26/01029/FULHH
Remodelling and extensions to existing bungalow including: (1) alterations to roof including new hipped roof with increased ridge height and front and rear gables; (2) single storey side extensions to either side; and associated external alterations (following demolition of existing attached entrance lobby, garage, and conservatory).
Pending
26/01028/MNMA
Minor non-material amendment to planning permission ref: 25/00404/FUL (Application for technical details consent for the erection of 5no. bungalows and associated access, pursuant to permission in principle ref. 24/00175/PIP) to amend the approved surface water drainage strategy layout and details so the the final surface water connection discharges directly into an existing culverted ordinary watercourse
Pending

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density207 /km²

Owner Occupied85%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

Rainbow Hub School
0.5 mi
Outstanding
Mawdesley St Peter's Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Peter and Paul's Catholic Primary School, Mawdesley
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Richard Durning's Endowed Primary School
1.3 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

City Cottage Hall Lane
-
£285k
-
Stocks Hall Hall Lane
-
£345k
-
Stocks Hall Care Home Hall Lane
-
£225k
-
Stocks Hall Care Home Hall Lane
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN