Flat 3, The Retreat, 94 Mill Hall, Aylesford, ME20 7UZ

UPRN:10094696333Purpose Built Flat1 bedsBuilt 2019

LeaseholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 3, The Retreat, 94 Mill Hall, Aylesford, ME20 7UZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£186,000

£177k - £195kHigh

Estimate

£186k

Range

£177k – £195k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

5.51%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 9Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: -£36/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£186,000

Rent Estimate (pcm)£850

Gross Yield5.51%

1y Growth-

3y Growth+2.2%

5y Growth+3.1%

10y Growth+2.8%

Last Sold Price£197,500 (2021-04-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME20 7UZ

Approval Rate

-12mo

Development

low

26/01917/LDP
Lawful development certificate proposed: Erection of a box dormer on rear roof slope with roof lights to front roof slope. New obscure glazed window in flank elevation
Pending
26/01925/PDVLR
Prior Notification for Larger Home Extension (Part 1 Class A): Single storey rear extension to a depth of 6m, maximum roof height of 3.36m, and eaves height of 3m
Pending
26/01896/FL
Single-storey rear extension and front porch, together with installation of 4 rooflights
Pending

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-04-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density436 /km²

Owner Occupied69%

Age Distribution

0-15 18%16-64 68%65+ 14%

View Area Profile

Schools Nearby

Aylesford School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Valley Invicta Primary School At Aylesford
0.4 mi
OutstandingImproving
Ditton Infant School
0.6 mi
Good
Ditton Church of England Junior School
0.7 mi
Inspected as Ditton Church of England Junior School (URN 118854) on 29 Oct 2019

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Retreat, 94 Mill Hall
-
£255k
-
The Retreat, 94 Mill Hall
-
£206k
-
The Retreat, 94 Mill Hall
-
£265k
-
The Retreat, 94 Mill Hall
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN