Flat 1, 14 Fairfield Close, Hadlow, Tonbridge, TN11 0FY

UPRN:10094697569Flat/MaisonetteBeds -Built 2020

Tenure: -Council Tax: Band CEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 1, 14 Fairfield Close, Hadlow, Tonbridge, TN11 0FY

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£234,000

£187k - £281kLow

Estimate

£234k

Range

£187k – £281k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

1.97%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 73/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 2Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£1,566/mo
Cash on cash: -8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.49 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,150

Gross Yield1.97%

1y Growth-

3y Growth-0.2%

5y Growth+1.4%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN11 0FY

Approval Rate

-12mo

Development

low

26/02074/TNCA
Multi stemmed Leylandii (applicant ref: T1 on sketch) overgrown it's position - fell to ground level. 1 x Conifer in decline (ref: T2 ) fell to ground level. 1 x Sycamore (ref: T3) crown reduce by 30%, ensuring adequate clearance from property
Pending
26/01946/FL
Repair and restoration of existing Victorian brickwork/rendering
Pending
26/01717/TPOC
20 x Cypress - Face trimming to remove annual growth (approximately 30-40cm) pruning back to strong green growth. Group G1 of Tree Preservation Order
Pending

View Planning Timeline

Ownership

Corporate Ownership73.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density3,800 /km²

Owner Occupied48%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Hadlow Rural Community School
0.4 mi
Requires improvement
Hadlow Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Woodlands Primary School
1.9 mi
Inspected as Woodlands Infant School (URN 118466) on 29 Jan 2014
Cage Green Primary School
2.3 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Fairfield Close
-
£470k
-
1 Fairfield Close
-
£690k
-
17 Fairfield Close
-
£700k
-
16 Fairfield Close
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN