4A Orwell Spike, West Malling, ME19 4PB

UPRN:10094698570Detached House5 bedsBuilt 2022

FreeholdCouncil Tax: Band GEPC: B (86)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,451,000

£1.38M - £1.52MHigh

Estimate

£1.45M

Range

£1.38M – £1.52M

Rent Estimate (pcm)

£5,700

£5k - £6k

Monthly

£5,700

Yield

4.72%

Verdict

Derived from HomePortfolio scores

4A Orwell Spike earns an INVESTIGATE rating with HP Score 60/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

24/ 100

Low

Transit & Bike

Transit 9Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,450,000

At the asking price

Monthly rent£5,700/mo

Evidenced range £5,150-£6,300

Interest rate5.4%

Loan to value75%

Cash required: £525,050
Net cash flow: -£948/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,451,000

Rent Estimate (pcm)£5,700

Gross Yield4.72%

1y Growth-

3y Growth-1.2%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£369,950 (1997-05-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME19 4PB

Approval Rate

-12mo

Development

low

26/01631/RD
Details of Condition 4 -(Acoustic Planning Compliance Report ) 7 (External Lighting Compliance Statement prepared by ECO MEP) pursuant to planning permission TM/24/01270/FL Refurbishment of Gibson East office building, comprising the removal of a corridor link to the grade II listed Gibson West building (and remedial works to the listed facade) minor changes to the external envelope of Gibson East (new external doors / windows and the addition of PV cells to the pitched roof), modifications to site parking and internal circulation, addition of a plant enclosure, single-storey external store, refuse store and cycle shelter
Pending
26/01568/LDP
Lawful Development Certificate Proposed: Extension to existing drop kerb and driveway
Rejected
26/01531/OA
Outline Planning Application (all matters reserved except for access) for the demolition of existing building (50 Kings Hill Avenue) and erection of up to 55no. residential dwellings, together with access, internal roads, parking, landscaping, drainage and other associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-05-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density-

Owner Occupied57%

Age Distribution

0-15 16%16-64 55%65+ 29%

View Area Profile

Schools Nearby

Valley Invicta Primary School At Kings Hill
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kings Hill School Primary and Nursery
0.7 mi
OutstandingImproving
West Malling Church of England Primary School and McGinty Speech and Language Srp
1.0 mi
Good
The Discovery School
1.2 mi
Outstanding

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5A Orwell Spike
-
£1.65M
-
1A Orwell Spike
-
£1.36M
-
6 Orwell Spike
-
£1.35M
-
4 Orwell Spike
-
£1.75M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN