22A Totteridge Common, London, N20 8NH

UPRN:10094706530Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,752,000

£1.40M - £2.10MLow

Estimate

£1.75M

Range

£1.40M – £2.10M

Rent Estimate (pcm)

£7,600

£7k - £8k

Monthly

£7,600

Yield

4.81%

Verdict

Derived from HomePortfolio scores

22A Totteridge Common earns an INVESTIGATE rating with HP Score 66/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

6/ 100

Low

Transit & Bike

Transit 10Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,895,000

At the asking price

Monthly rent£7,600/mo

Evidenced range £6,950-£8,300

Interest rate5.4%

Loan to value75%

Cash required: £710,950
Net cash flow: -£1,134/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,752,000

Rent Estimate (pcm)£7,600

Gross Yield4.81%

1y Growth-

3y Growth+6.7%

5y Growth-0.1%

10y Growth+2.9%

Last Sold Price£1,800,000 (2019-09-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N20 8NH

Approval Rate

-12mo

Development

low

TCP/0677/26
1 x Poplar (applicants ref. T1) - Dismantle snapped out stems as per photo. 2 x Holly (applicants ref. T2, T3) - Fell to as close to ground level as possible.
Pending
26/3824/CON
Submission of details of condition 31 (Site investigation) pursuant to planning permission 26/2287/FUL dated 26/06/2026
Pending
26/3766/HSE
Erection of a rear outbuilding and an open air swimming pool
Pending

View Planning Timeline

Ownership

Corporate Ownership44.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-09-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density-

Owner Occupied86%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

The Totteridge Academy
0.8 mi
Report card2025
Ofsted no longer awards a single overall grade.
Whitings Hill Primary School
0.8 mi
Outstanding
St Andrew's CofE Voluntary Aided Primary School, Totteridge
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Underhill School
0.9 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Totteridge Park, 22 Totteridge Common
-
£2.00M
-
Totteridge Park, 22 Totteridge Common
-
£1.22M
-
22B Totteridge Common
-
£800k
-
22C Totteridge Common
-
£825k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN