Blackthorn Barn, Bilton Fields Farm Lane, Rugby, CV22 6RU

UPRN:10094753356Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Blackthorn Barn, Bilton Fields Farm Lane, Rugby, CV22 6RU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,137,000

£1.08M - £1.19MHigh

Estimate

£1.14M

Range

£1.08M – £1.19M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

4.43%

Verdict

Derived from HomePortfolio scores

Blackthorn Barn earns an INVESTIGATE rating with HP Score 62/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

26/ 100

Low

Transit & Bike

Transit 23Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.1% (HIGH), sold-comps -29.7%, £/sqft -29.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10094753356· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 15.2%· as of 6 Nov 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.75
- valuation_snapshotsrent estimate 4250/mo (range 3750-4700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,858/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
423 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,750-£4,700

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£939/mo
Cash on cash: -2.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094753356Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 15.2%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 4250/mo (range 3750-4700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3750-4700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 100 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,137,000

Rent Estimate (pcm)£4,250

Gross Yield4.43%

1y Growth-

3y Growth+1.9%

5y Growth+2.4%

10y Growth+4.3%

Last Sold Price£915,000 (2021-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CV22 6RU

Approval Rate

0%12mo

Development

low

R26/0965
Proposed replacement fence with railings and new gate access and external works.
Pending
R26/0858
T1-Cedar deadwood, remove broken branches reduce limbs growing towards house by 2-3m. T2-Beech reduce to clear garage by 2m. T3-Conifer with multiple included unions remove to ground level. T4-Pine with included union and heavily leaning toward road, remove to ground level.
Pending
R26/0843
T1 - Liquid Amber, reduce by approximately 2-3m due to significant lean and decay on stem T2 - x2 Apple trees, reduce to previous points T3 - Unidentified tree (potentially privet/box), reduce by approximately 2-3m
Approved

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-02-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,814

Population Density376 /km²

Owner Occupied85%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

Bilton CofE Junior School
0.3 mi
Good
Bawnmore Community Infant School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rugby High School
0.5 mi
Good
Bilton Grange School
0.6 mi
Inspected by ISI

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Medlar Barn Bilton Fields Farm Lane
-
£1.15M
-
The Rowan Bilton Fields Farm Lane
-
£1.15M
-
Bilton Fields Bilton Fields Farm Lane
-
£572k
-
Bilton Fields Bilton Fields Farm Lane
-
£700k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN