69 Vermilion Way, Rugby, CV22 5FS

UPRN:10094756356Detached House4 bedsBuilt 2020

FreeholdCouncil Tax: Band EEPC: A (102)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£410,000

£389k - £430kHigh

Estimate

£410k

Range

£389k – £430k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.54%

Verdict

Derived from HomePortfolio scores

69 Vermilion Way earns an INVESTIGATE rating with HP Score 56/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

2/ 100

Low

Transit & Bike

Transit 12Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£410,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £134,800
Net cash flow: -£311/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£410,000

Rent Estimate (pcm)£1,550

Gross Yield4.54%

1y Growth+7.0%

3y Growth+1.9%

5y Growth+2.4%

10y Growth+4.3%

Last Sold Price£399,946 (2024-02-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1CV22 5FS

Approval Rate

-12mo

Development

low

R26/1001
Conversion and extension of existing single-storey garage to therapy room and carer's bedroom, with link to the existing dwelling.
Pending
R26/0983
Proposed extension and alterations.
Pending
R26/0805
First floor extension including removal of existing roof and increase in roof height, single storey infill extension between main dwelling and existing garage building, extension to garage and outbuildings, single storey rear extension, existing bungalow externally insulated and clad in new brick / cladding.
Sitenoticerequired

View Planning Timeline

Ownership

Corporate Ownership73.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-02-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,814

Population Density-

Owner Occupied85%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

Quest Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rugby Free Secondary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rokeby Primary School
0.6 mi
Good
Bawnmore Community Infant School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

77 Vermilion Way
-
£408k
-
10 Vermilion Way
-
£442k
-
8 Vermilion Way
-
£466k
-
2 Vermilion Way
-
£708k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN