Flat 27, 26 Houghton Way, Bury St. Edmunds, IP33 3GE

UPRN:10094772084Purpose Built Flat1 bedsBuilt 2021

LeaseholdCouncil Tax: Band AEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 27, 26 Houghton Way, Bury St. Edmunds, IP33 3GE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£185,000

£176k - £194kHigh

Estimate

£185k

Range

£176k – £194k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

5.37%

Verdict

Derived from HomePortfolio scores

Flat 27 earns an INVESTIGATE rating with HP Score 69/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 30Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£53/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£185,000

Rent Estimate (pcm)£850

Gross Yield5.37%

1y Growth-

3y Growth+0.3%

5y Growth-0.2%

10y Growth+1.1%

Last Sold Price£191,000 (2021-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP33 3GE

Approval Rate

-12mo

Development

low

DC/26/1746/TCA
Trees in a conservation area notification - one Conifer (T1 on plan) and one Cherry (T2 on plan) and mixed species trees (yellow on plan) crown raise to give five metres clearance above the route
Pending
DCON(A)/24/1235
Application to discharge condition 4 (009B Investigation/Recording Complete) of application DC/24/1235/HH
Pending
DC/26/1682/TCA
Trees in a conservation area notification - one Magnolia (T1 on plan) fell
Pending

View Planning Timeline

Ownership

Corporate Ownership52.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-09-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density2,241 /km²

Owner Occupied54%

Age Distribution

0-15 14%16-64 69%65+ 17%

View Area Profile

Schools Nearby

King Edward VI CEVC School
0.2 mi
-
St Edmundsbury CofE Primary Academy
0.3 mi
Inspected as St Edmundsbury Church of England Voluntary Aided Primary School (URN 124762) on 27 Mar 2024
Bury St Edmunds County High School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
West Suffolk College
0.4 mi
-

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Houghton Way
-
£248k
-
26 Houghton Way
-
£257k
-
26 Houghton Way
-
£248k
-
26 Houghton Way
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN