The Ashes, Finchingfield Road, Little Sampford, Saffron Walden, CB10 2QT

UPRN:10094830901Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Ownership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

The Ashes, Finchingfield Road, Little Sampford, Saffron Walden, CB10 2QT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£946,000

£898k - £993kHigh

Estimate

£946k

Range

£898k – £993k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

3.85%

Verdict

Derived from HomePortfolio scores

The Ashes earns an INVESTIGATE rating with HP Score 63/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 6Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,700-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£1,095/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£946,000

Rent Estimate (pcm)£3,050

Gross Yield3.85%

1y Growth+52.4%

3y Growth-2.4%

5y Growth+0.9%

10y Growth+2.8%

Last Sold Price£15,000 (2021-01-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2CB10 2QT

Approval Rate

-12mo

Development

low

UTT/26/2727/HHF
Proposed Cartlodge
Pending
UTT/26/2675/LB
Proposed removal of the clay roof tiles and dry-fix ridge system installed to the verges and ridges of two roof sections at The Grange (refused under UTT/26/1928/LB), and their replacement with Lifestiles Woburn Finchingfield handmade clay plain tiles, matching handmade ridge tiles and traditional lime mortar-bedded ridges and verges.
Pending
UTT/26/2633/FUL
Change of use of redundant land (formerly agricultural use) to Burial Ground
Pending

View Planning Timeline

Ownership

Corporate Ownership64.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-01-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,006

Population Density-

Owner Occupied78%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Great Sampford Community Primary School
0.3 mi
Good
Finchingfield St John the Baptist CofE Primary Academy
2.9 mi
Inspected as Finchingfield Church of England Voluntary Controlled Primary School (URN 115107) on 18 Oct 2017
Radwinter Church of England Voluntary Aided Primary School
2.9 mi
GoodImproving
Thaxted Primary School
3.4 mi
GoodConcerns

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Tawneys Finchingfield Road
-
£785k
-
The Mill House Finchingfield Road
-
£515k
-
The Ashes Finchingfield Road
-
£15k
-
The Ashes Finchingfield Road
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN