34B Fore Street, Hertford, SG14 1BY

UPRN:10094845232Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£382,000

£363k - £402kHigh

Estimate

£382k

Range

£363k – £402k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.32%

Verdict

Derived from HomePortfolio scores

34B Fore Street earns an INVESTIGATE rating with HP Score 54/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

99/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 31Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£369,996

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £120,799
Net cash flow: £101/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£382,000

Rent Estimate (pcm)£1,950

Gross Yield6.32%

1y Growth-

3y Growth+1.2%

5y Growth+1.6%

10y Growth+2.8%

Last Sold Price£375,000 (2020-05-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3SG14 1BY

Approval Rate

-12mo

Development

low

3/26/1560/CLPO
Certificate of lawfulness for the erection of an outbuilding
Pending
3/26/1506/FUL
Change of use of the ground floor and basement from nightclub to restaurant, bar and indoor sports and recreation facility, change of use of first and second floors to form 6no. self-contained apartments (4 x 1-bed and 2 x 2-bed) (Use Class C3), one single storey extension within rear courtyard, alterations to fenestration, replacement kitchen extraction plant and associated works
Pending
3/26/1484/FUL
Proposed 3 x DRS unit, within the new pod
Pending

View Planning Timeline

Ownership

Corporate Ownership60.7%
Overseas OwnershipNo
Lease Term Remaining143 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-05-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density3,790 /km²

Owner Occupied45%

Age Distribution

0-15 10%16-64 61%65+ 29%

View Area Profile

Schools Nearby

Abel Smith School
0.3 mi
Outstanding
Richard Hale School
0.3 mi
Good
Mill Mead Primary Academy
0.3 mi
Inspected as Mill Mead Primary School (URN 117297) on 3 Jun 2025
Duncombe School
0.4 mi
Inspected by ISI

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Fore Street
-
£440k
-
54 Fore Street
-
£293k
-
54 Fore Street
-
£280k
-
42B Fore Street
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN