Birch Farm, White Stubbs Lane, Broxbourne, EN10 7QA

UPRN:10094845692Detached Bungalow4 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: F (25)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Birch Farm, White Stubbs Lane, Broxbourne, EN10 7QA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,504,000

£1.43M - £1.58MHigh

Estimate

£1.50M

Range

£1.43M – £1.58M

Rent Estimate (pcm)

£5,350

£5k - £6k

Monthly

£5,350

Yield

4.28%

Verdict

Derived from HomePortfolio scores

Birch Farm earns an INVESTIGATE rating with HP Score 58/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 2Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£5,350/mo

Evidenced range £4,800-£5,950

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£1,359/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,504,000

Rent Estimate (pcm)£5,350

Gross Yield4.28%

1y Growth-

3y Growth-1.1%

5y Growth+0.5%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

7EN10 7QA

Approval Rate

33.3%12mo

Development

low

07/26/0793/F
Part retrospective resurfacing and upgrading of existing private road connecting land to public highway
Pending
3/26/1422/VAR
Variation of Condition 2 (Approved Plans) pursuant to planning permission ref. 3/22/1819/FUL for: Demolition of existing dwelling and garage and erection of replacement dwelling and garage. Amendments to include changes to the design of the roof and exterior.
Pending
07/26/0758/LDP
Certificate of lawfulness for proposed outbuilding in rear garden
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density-

Owner Occupied67%

Age Distribution

0-15 26%16-64 62%65+ 12%

View Area Profile

Schools Nearby

The Broxbourne School
1.5 mi
OutstandingImproving
Wormley CofE Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Broxbourne CofE Primary School
1.8 mi
Outstanding
Flamstead End School
1.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

7 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Model Cottage White Stubbs Lane
-
£1.05M
-
Model Cottage White Stubbs Lane
-
£925k
-
White Stubbs Farm White Stubbs Lane
-
£800k
-
White Stubbs Farm White Stubbs Lane
-
£6.02M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN