5 Chauncy Gardens, Bishop's Stortford, CM23 4RH

UPRN:10094846655End Terrace House3 bedsBuilt 2021

FreeholdCouncil Tax: Band DEPC: B (85)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

5 Chauncy Gardens, Bishop's Stortford, CM23 4RH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£479,000

£455k - £503kHigh

Estimate

£479k

Range

£455k – £503k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.15%

Verdict

Derived from HomePortfolio scores

5 Chauncy Gardens earns an INVESTIGATE rating with HP Score 69/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

34/ 100

Mixed

Transit & Bike

Transit 14Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£541/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£479,000

Rent Estimate (pcm)£1,900

Gross Yield4.15%

1y Growth-

3y Growth-2.5%

5y Growth-0.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CM23 4RH

Approval Rate

-12mo

Development

low

3/26/1510/BGP
Discharge of Biodiversity Gain Plan Condition attached to 3/26/0893/FUL
Pending
X/26/0464/CND
Discharge of Conditions 3 (Construction Management Plan (CMP)), 4 (Net Specification) and 5 (Community Use Statement) attached to 3/26/0893/FUL
Pending
3/26/1436/HH
Loft conversion including the raising and alteration of the roof from hip to gable, insertion of rear dormer and three roof lights to front roof slope. Alterations to existing rear single storey extension including replacement of roof lanterns to sky lights and construction of parapet wall
Pending

View Planning Timeline

Ownership

Corporate Ownership52.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density-

Owner Occupied91%

Age Distribution

0-15 21%16-64 65%65+ 14%

View Area Profile

Schools Nearby

The Bishop's Stortford High School
0.2 mi
Outstanding
Richard Whittington Primary School
0.3 mi
Inspected as Richard Whittington Primary School (URN 117346) on 27 Nov 2019
Thorley Hill Primary School
0.3 mi
Good
Manor Fields Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Chauncy Gardens
-
£575k
-
10 Chauncy Gardens
-
£392k
-
9 Chauncy Gardens
-
£385k
-
8 Chauncy Gardens
-
£390k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN