Apartment 4, 1 Eldon Place, Bradford, BD1 3AJ

UPRN:10094874172Flat/Maisonette1 bedsBuilt 2021

LeaseholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Apartment 4, 1 Eldon Place, Bradford, BD1 3AJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£60,000

£57k - £63kHigh

Estimate

£60k

Range

£57k – £63k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

7.00%

Verdict

Derived from HomePortfolio scores

Apartment 4 earns an INVESTIGATE rating with HP Score 58/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

73/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 68Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 9 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +0.0% (HIGH), sold-comps +36.2%, £/sqft +35.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 10094874172· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.5%· as of 8 Nov 2026
Rental economics14.6/40
gross yield 7.0%; range width penalty ×0.91
- valuation_snapshotsrent estimate 350/mo (range 300-350)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -126/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
68 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£45,000£69,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £40/mo
Cash on cash: 2.5%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10094874172Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.5%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 350/mo (range 300-350)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 350/mo (range 300-350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£60,000

Rent Estimate (pcm)£350

Gross Yield7.00%

1y Growth-

3y Growth+1.4%

5y Growth+9.4%

10y Growth+4.4%

Last Sold Price£79,000 (2021-10-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BD1 3AJ

Approval Rate

-12mo

Development

low

24/04900/SUB06
Submission of details required by condition 13 (TRO) of planning permission 24/04900/MAF
Pending
26/02809/CPN
T1- Crataegus monogyna, Hawthorn. approximately 7m in height Dead, remove to as near as ground level as possible. T2- Pinus, pine tree 17m high, Lean, girdled roots and root bulge remove to as near as ground level as possible. T3- Acer pseudoplatanus, Sycamore 17m high located near lawn, Decay on main stem suspected hollow, Remove to as near as ground level as possible T4- Fagus sylvatica, Beech tree, 20meters high Tree hollow at ground level, fell to as near as ground level as possible T5- Acer pseudoplatanus, Sycamore 15m high dead and unstable remove to as near as ground level as possible. T6- Fagus sylvatica, Beech -Fell to ground level. T7 Fagus sylvatica, Beech - Fell to ground level. T8- Aesculus hippocastanum, Horse chestnut 23 metres, previous leader failure at 6m has left a cavity in an area subject to high stress loading especially due to realignment and dominance of the main stem, fell to as near as ground level as possible. T9- Fagus sylvatica, beech - Fell to ground level.
Pending
24/02647/SUB04
Submission of details required by condition 30 (Bat and Bird Boxes) of planning permission 24/02647/VOC
Pending

View Planning Timeline

Ownership

Corporate Ownership24.1%
Overseas OwnershipNo
Lease Term Remaining244 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-10-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied14%

Age Distribution

0-15 23%16-64 71%65+ 6%

View Area Profile

Schools Nearby

The Home Study Project Co Pakistan Community and Neighbourhood Assoc
0.2 mi
-
Green Lane Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Abbey Green Nursery School
0.3 mi
OutstandingImproving
Dixons Manningham Academy
0.3 mi
Good

0 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Eldon Place
-
£81k
-
1 Eldon Place
-
£79k
-
1 Eldon Place
-
£79k
-
1 Eldon Place
-
£81k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN